Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Varma, Parminder; Nijjer, Shivinder; Sood, Kiran; Grima, Simon; Rupeika-Apoga, Ramona

doi:10.3390/risks10100186

Cited by 66 publications

(33 citation statements)

References 99 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…The term "Financial Technology" (FinTech) refers to the use of innovative technology to provide financial services and improve financial processes. The emergence of FinTech has revolutionized the way financial services are delivered, disrupting traditional financial systems and processes (Varma, Nijjer, Sood, Grima, & Rupeika-Apoga, 2022). The literature on FinTech innovation covers a wide range of topics, including the adoption and impact of FinTech on the financial industry, the challenges and opportunities associated with FinTech, and the potential implications for financial regulation and policy.…”

Section: Financial Technology Innovationmentioning

confidence: 99%

Unraveling the Fintech Landscape: A Systematic Mapping Study on the Impact of Financial Technology Innovation on Investment Decision-Making in ASEAN Banking

et al. 2023

View full text Add to dashboard Cite

This systematic mapping study identifies and analyses fintech innovations that influence investment decision-making in ASEAN banking. Through a rigorous literature search and screening process, 128 relevant studies were analyzed, identifying four key fintech innovations that impact investment decision-making in ASEAN banking: advisory platforms, blockchain technology, peer-to-peer lending, and mobile banking. The analysis of these innovations reveals their potential to improve investment decision-making in terms of cost efficiency, speed, accessibility, and transparency. However, the study also identified several challenges associated with these innovations, including cybersecurity risks, regulatory issues, and a lack of customer trust. This study provides valuable insights into the current state of fintech innovation in ASEAN banking and its impact on investment decision-making. The findings can help policymakers, regulators, and financial institutions make informed decisions about developing and adopting fintech innovations in the region.

show abstract

Section: Financial Technology Innovationmentioning

confidence: 99%

Unraveling the Fintech Landscape: A Systematic Mapping Study on the Impact of Financial Technology Innovation on Investment Decision-Making in ASEAN Banking

et al. 2023

View full text Add to dashboard Cite

show abstract

“…Apart from the common preferences at level two in the IT sector, remuneration appears to be a major inducement for retention (Scott et al, 2012;Varma et al, 2022).…”

Section: Figure 2 Model Depicting Preferred Retention MIX Of Benefitsmentioning

confidence: 99%

Strategies to Retain Employees in the IT Industry: The Case In India

Nijjer¹,

Sood²,

Grima³

2023

CMUJASR

View full text Add to dashboard Cite

Although the Information Technology (IT) sector accounts for the highest contribution to Gross Development Product in India, it has high employee turnover. This turnover is a waste of investment and detracts from organizations’ knowledge and experience pools. Person organization (PO) fit theories posit that when people are hired by and for organizations (not just individual jobs), they are less likely to quit. This study examines the benefits provided by IT firms to retain their employees and how these benefits’ effectiveness vary by designation and firm. It does so by employing the ‘work environment congruence’ approach to PO fit. Moreover, it proposes how to build a strategic model of the mix of benefits for retaining staff at different position levels (designations) in the firm. Findings show that preferred benefits differ by designation. For all factors except location, organization does not play an important role in retention, but designation impacts it in all the factors. Keywords: Retention strategies, Retaining employees, Information technology, Indian IT industry.

show abstract

“…FinTech is a blend of two different words, i.e., "finance" or "financial" and "technology." There is a common understanding of what the term "FinTech" means; however, there is no universally accepted definition of the term (Varma et al 2022). Fintech combines various technologies to solve a problem in the finance sector (Muganyi et al 2022).…”

Section: Continuance Intention For Fintech Services Through the Expec...mentioning

confidence: 99%

The Moderating Effect of Perceived Risk on Users’ Continuance Intention for FinTech Services

Jangir

Sharma

Taneja

et al. 2022

JRFM

Self Cite

View full text Add to dashboard Cite

The study’s aim is to investigate how FinTech users’ perceived risk influences their continuance intention to use FinTech services. The new model, which was based on the Expectation Confirmation Model, was created to achieve the study’s aim. The Partial Least Square Structural Equation Model was used to investigate the proposed model and the relationship between the adopted constructs. The sample consists of 802 individual survey responses from northern India from April to June 2022. The proposed model explains 45.4% of the variance in the continuance intention of FinTech users, which is significantly influenced by perceived usefulness and satisfaction. Furthermore, perceived risk, as a moderator, significantly moderates continuance intention through satisfaction and satisfaction through confirmation. However, perceived risk was found to have an insignificant moderating effect on the relationship between perceived usefulness and satisfaction as well as perceived usefulness and continuance intention. The findings provide insights to FinTech service providers about the factors that influence users’ intent to continue using FinTech services.

show abstract

Thematic Analysis of Financial Technology (Fintech) Influence on the Banking Industry

Cited by 66 publications

References 99 publications

Unraveling the Fintech Landscape: A Systematic Mapping Study on the Impact of Financial Technology Innovation on Investment Decision-Making in ASEAN Banking

Unraveling the Fintech Landscape: A Systematic Mapping Study on the Impact of Financial Technology Innovation on Investment Decision-Making in ASEAN Banking

Strategies to Retain Employees in the IT Industry: The Case In India

The Moderating Effect of Perceived Risk on Users’ Continuance Intention for FinTech Services

Contact Info

Product

Resources

About