“…GAO, 2007). Prior research has identified negative factors associated with the housing crisis for Veterans, including disability, unstable employment, substance abuse, housing affordability, low income, and lack of housing or instability before enlisting in the military (Berg, 2008; Cunningham, Biess, Emam, Burt, & The Urban Institute, 2015; Perl, 2015; Williams, 2012). The economic recession of 2007 to 2009 significantly impacted Veteran employment, thereby influencing financial resources, credit histories, and housing options.…”