The purpose of this study is as follows: To determine the effect of testimonials on purchase intention On the Product LA Florist, to identify the Influence of eWOM ( Electronic Word Of Mouth ) towards the Purchase Intention on the Product LA Florist, to identify the Influence of Testimonials And eWOM ( Electronic Word Of Mouth ) toward the Purchase Intention on the Product LA Florist. Population in this research is on consumer product LA Florist that totaled 56. The sample used is the whole of the total population. Methods of data collection using questionnaire, observation, interview, and literature Study. Partial test results showed that the influential and significant between the variables of testimonials on Purchase Intention as evidenced by the significant value of 0.000 which is smaller than 0.05 (0.000 < 0,05). Partial test results showed that the influential and significant between the variables of eWOM towards Purchase Intention as evidenced by the significant value of 0.005 which is smaller than 0,05 (0,005 < 0,05). Based on the results of the calculation of the obtained significant value is 0.000. This shows that the significant value of F test variable testimonials and eWOM <0.05, which means that the result of simultaneous testing are testimonial and eWOM influence thePurchase Intention Tujuan penelitian ini adalah sebagai berikut: Untuk mengetahui pengaruh testimonial terhadap purchase intention Pada Produk LA Florist, untuk Mengetahui Pengaruh Antara eWOM ( Elektronik Word Of Mouth ) terhadap Purchase Intention pada Produk LA Florist, untuk Mengetahui Pengaruh Antara Testimonial Dan eWOM ( Elektronik Word Of Mouth ) teradap Purchase Intention pada Produk LA Florist. Populasi dalam penelitian ini adalah konsumen pada produk LA Florist yang berjumlah 56. Sampel yang digunakan adalah seluruh dari total populasi. Metode pengumpulan data menggunakan kuisioner, obsevasi, wawancara, dan Studi kepustakaan. Hasil pengujian secara parsial menunjukan bahwa berpengaruh dan signifikan antara variabel testimonial terhadap Purchase Intention yang dibuktikan dengan nilai signifikan sebesar 0,000 dimana lebih kecil dari 0,05 (0,000 < 0,05). Hasil pengujian secara parsial menunjukan bahwa berpengaruh dan signifikan antara variabel eWOM terhadap Purchase Intention yang dibuktikan dengan nilai signifikan sebesar 0,005 dimana lebih kecil dari 0,05 (0,005 < 0,05). Berdasarkan hasil perhitungan diperoleh nilai signifikan adalah 0,000. Hal ini menunjukan bahwa nilai signifikan uji F variabel testimonial dan eWOM <0,05 yang berarti hasil dari pengujian simultan ini adalah testimonial dan eWOM berpengaruh terhadap Purchase Intention.
Return On Asset (ROA) is one of the profitability indicators, this study aimed to know the effect of several internal factors; non performing financing (NPF), capital adequacy ratio (CAR) and financing to deposit ratio (FDR) and depositors funds to Return on Asset (ROA) in Islamic commercial bank in Indonesia. This study uses a sensus method from January 2009 to December 2015. Testing the hypothesis in this study is done by using multiple linier regression test analysis and test interaction moderated regression analysis (MRA) by using Statistical Package for the Social Sciences (SPSS) 23. Result of this research hypothesis show that in the model seen a significant influence on non performing financingand capital adequacy ratio to ROA with probability value (sig-t) 0,000 lowerthan 0,05, and the value of coefficient regression are -0,349 and -0,114 with negative score, it means that if NPF or CAR increase it can make ROAdecreasing. The result of third hypothesis shows that FDR has significantinfluence to ROA with probability value (sig-t) 0,019 lower than 0,05 and the value of coefficient regression is 0,028, it means that FDR has positive influence to ROA. This study also demonstrates the role of moderating variables that can be seen from the result of fourth until sixth hypothesis testing that significantly influence to ROA with probability value (sig-t) score 0,000, 0,022 and 0,003 lower than 0,05 and have coefficient regression value equal 1,029, 0,391 and 0,073 with positive score. Statistical of F test shows that Fcal equal to 24,053 while F table at 0,846, so that F cal > F table. It means that independent variablessuch as NPF, CAR, FDR, and DPK significantly influence to Return on Asset.
The development of BIJB is a space for representation of the interests of the multi-national corporate chain through the MP3EI scheme which is now the main reference for development projects in Indonesia. Through the Public Private Partnership scheme, several large corporations joined and the central government through the Ministry of Transportation and the Regional Government worked together to succeed in the development of the BIJB. The purpose of the camel is to build connectivity between regions to boost economic growth which accelerates business circulation and increases accumulated profits. However, for this purpose it threatens the eviction of the living space of the Sukamulya community. In the process of land acquisition in Sukamulya, there are two phenomena that are quite crucial for the Sukamulya community, namely the events of 17 November 2016 and the rise of land speculators in the form of a haunted house business. The first, gives a direct impact, namely the physical and social psychological impacts experienced by the community. While the second, the rampant business speculation of land acquisition, is an indirect impact of the existence of the BIJB project, which has triggered years of social relations that have developed.
This article aims to understand the isbāl contained in the hadiths of the Prophet and give birth to the phenomenon of dress itself among the people. Thus, the focus is on how the hadiths of the Prophet provide information about isbāl and its meaning. In addition, bangaimana responds to phenomena that occur in the community. The description of this article shows that Isbāl is the behavior of lengthening clothing beyond the ankles. The isbāl controversy was born because of the existence of substantive contradictory hadiths of the Prophet. The hadith that advocates and forbids gives birth to differences in views and meanings of isbāl itself. Therefore, the understanding of Isbāl hadith must use the approach of contradictory hadiths which in Islamic treasures is referred to as the science of mukhtalif al-ḥadīṡ. Sociologically-anthropologically, claim-truth is a fundamental factor in the controversy over the practice of dressing with isbāl.
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