Akses terhadap sumber-sumber permodalan masih menjadi masalah utama yang dihadapi oleh petanipetani di Indonesia yang mayoritas memiliki lahan yang sempit dan dianggap tidak bankable oleh lembaga keuangan pemberi kredit. Oleh karena itu, penelitian ini berfokus pada pengaruh akses pembiayaan mikro terhadap peningkatan kesejahteraan petani dengan mengamati perilaku petani dalam menggunakan modal yang diterimanya. Tujuan dari penelitian ini adalah: 1) mengidentifikasi pelaksanaan pembiayaan mikro oleh petani hortikultura di Jawa Timur 2) menganalisis faktor-faktor apakah yang dipertimbangkan petani hortikultura di Jawa Timur dalam memilih lembaga keuangan. Metode penentuan lokasi penelitian dilaksanakan di dua lokasi yaitu Desa Wonomulyo Kecamatan Poncokusumo, Kabupaten Malang dan Desa Ngadirejo Kecamatan Pacet Kabupaten Mojokerto. Kedua lokasi dipilih karena merupakan sentra produksi hortikutura di Jawa Timur. Penentuan sampel yang akan digunakan berdasarkan rumus Slovin dengan metode sampel bertingkat proposional. Total sampel pada penelitian ini sejumlah 160 petani. Untuk menjawab permasalahan tersebut digunakan analisis deskriptif dan analisis regresi logistik (logit). Lembaga keuangan formal mencakup bank pemerintah dan bank swasta. Sedangkan lembaga informal yang melaksanakan penyaluran dana kredit mikro adalah pihak swasta atau lembaga-lembaga berasal dari lingkungan petani itu sendiri. Mayoritas petani secara umum mengetahui bahwa tingkat bunga sumber pembiayaan formal memang lebih rendah, namun prosedur administrasi dinilai sulit. Berdasarkan hasil regresi untuk faktor yang mempengaruhi keputusan petani dalam memilih pembiayaan mikro formal atau informal diantaranya pendidikan, lama usaha, dan bunga, besar pinjaman.
Penelitian ini bertujuan untuk menganalisis pengaruh Electronic Word of Mouth (eWOM) terhadap keputusan Berkunjung di Café Sawah, Desa Wisata Pujon Kidul. eWOM dalam penelitian ini dilihat berdasarkan dimensi Concern for Others (CFO), Expressing Positive Feelings (EPF), Helping the Company (HC), dan Economic Incentives (ECI). Penelitian ini menggunakan pendekatan kuantitatif. Sampel yang digunakan sebanyak 65 responden yang merupakan pengunjung Café Sawah dan pengguna media sosial instagram. Teknik penarikan sampel dilakukan dengan non-probability sampling menggunakan metode accidental sampling. Analisis data penelitian menggunakan metode Structural Equation Modeling-Partial Least Square (SEM-PLS) dengan pendekatan WarpPLS. Hasil penelitian menunjukkan bahwa Concern for Others, Expressing Positive Feelings, Helping the Company, dan Economic Incentives memiliki pengaruh positif dan signifikan terhadap keputusan berkunjung yang ditunjukkan dengan nilai koefisien jalur bernilai positif (0,213; 0,284; 0,391; dan 0,341) dan nilai p-value masing-masing bernilai ≤0,05. Hasil nilai Rsquared yang dihasilkan dalam penelitian juga sebesar 0,670 yang termasuk dalam kriteria model kuat (≤0,70).
Rice is the main consumption food for Indonesians. The demand for food increased from 114.6 kg per capita in 2016 to 124.89 kg in 2017. However, rice farmers and supply chain actors in rice agribusiness have experienced high challenges, such as production, transportation, price, product quality, and the environment. This research aimed to understand actors involved in the supply chain, their perception of occurring risks, and evaluation and risk mitigation in the supply chain. This was a quantitative descriptive study done purposively in Watugede Village, Singosari Sub-District, Malang Regency. Non-probability sampling was taken to gather primary data. The respondent of this research was 16 involved actors, from on-farm actors to consumers. The data were analyzed using the Fuzzy analytical hierarchy process (FAHP) to provide descriptive risk mitigation strategies. The results show that six involved actors are suppliers, farmers, grinders, traders, and buyers. Each actor faces different risks, and thus, the recommended mitigation strategies are adjusted to their risks. Sharing information, optimizing the level of supply availability, measuring supply chain performance, and building more coordination with the government are the best strategies to mitigate risks.
Supply chain is an important key for any businesses’ existence and development, since this concept can be a solution for them to hold efficient operational practices, minimizing cost, and on time delivery. Therefore, appropriate management practices on supply chain of agricultural commodity could be a substantial matter since it has been facing problems in efficiency, supply, and minimizing cost. The higher the economic value of a commodity, the more important the role of management on its supply chain. One of Indonesia’s strategic and high valued commodity is shallot due to its high consumption and great contribution on regional economic development of production areas. Performance of shallot supply chain may impact on the parties involved, as farmers, traders, and suppliers. Thus, in order to formulate an accurate strategy to improve shallot supply chain performance, a measurement model is needed. This research employed Supply Chain Operations Reference (SCOR) method to identify the model, while analytical hierarchy process (AHP) was used to determine the weight of each indicator in the model. Findings of this research indicate that production is the key aspect on shallot supply chain. Furthermore, quality and order-fulfilment the most significant parameter in defining its performance is quality. Cost and order-fulfilment are proven as the highest weight-scores attribute and indicator, respectively, in measuring the performance of shallot supply chain.
The study aimed to identify the microfinance implementation by horticultural farmers and analyze the factors influencing the horticultural farmers’ decision to choose the financial institutions. The research location was carried out in two areas, namely (a) Wonomulyo Village, Poncokusumo Subdistrict, Malang Regency, dan (b) Pacet Village, Pacet Subdistrict, Mojokerto Regency. The sample determination was carried out using the Slovin formula using the proportional stratified sampling method. The total sample was 160 farmers. Descriptive and logistic regression analysis (logit) were used to answer the objective of the study. Formal institutions assigne1d to channel the funds include government banks and private banks. Informal institutions that carried out micro-credit funds were the private sector or institutions from the farmers themselves. The majority of farmers knew that the rate level of formal financing sources was lower, but the administrative procedures were considered problematic. The regression's results showed that the factors influenced the decisions of Horticulture farmers to take micro-finance access, including education, length of business, interest rate, and loan amount.
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