Financial literacy played an important role for everyone in managing personal finances. This research aimed to determine how the level of financial literacy in students S1 Faculty of Economics and Business, Universitas Pasundan and investigate what factors are influencing it. The observed respondents were students from the Faculty of Economics and Business, Universitas Pasundan. The research data was collected through questionnaires, descriptive analysis, and test multinomial logit. Based on the results of the research showed that the level of financial literacy from undergraduate students Universitas Pasundan was in the low category. Financial literacy was determined by gender, Greater Academic Achievement (GPA), parental education level, and parental income level;, whereas for age, year of study and residence do not contribute to the research model. The results of this study were expected to support personal financial planning of students in improving the skills of reading, analyzing, and managing their own finances, thus avoiding the daily financial problems. ABSTRAK Financial literacy atau melek keuangan memainkan peranan penting bagi setiap orang dalam mengelola keuangan personal. Tujuan riset ini untuk mengetahui bagaimana tingkat literasi keuangan pada mahasiswa S1 Fakultas Ekonomi dan Bisnis Universitas Pasundan dan menginvestigasi faktor-faktor apa saja yang mempengaruhinya. Responden yang diamati adalah mahasiswa dari Fakultas Ekonomi dan Bisnis Universitas Pasundan. Data penelitian ini dikumpulkan melalui kuesioner, analisis deskriptif, dan uji multinomial logit. Berdasarkan hasil penelitian menunjukkan bahwa tingkat melek keuangan dari mahasiswa sarjana Universitas Pasundan berada pada kategori rendah. Literasi keuangan ditentukan oleh jenis kelamin, Indeks Prestasi Kumulatif (IPK), tingkat pendidikan orang tua, dan tingkat pendapatan orang tua, sedangkan untuk usia, tahun masuk, dan tempat tinggal tidak memberikan kontribusi terhadap model penelitian. Hasil penelitian ini diharapkan mampu mendukung perencanaan keuangan personal mahasiswa dalam meningkatkan keterampilan membaca, menganalisis, dan mengelola keuangan sendiri, sehingga dapat menghindarkan dari permasalahan keuangan sehari-hari.

The purpose of this research is to determine the total factor productivity (TFP) of Indonesia's micro and small-scale manufacturing industries. The production function estimation approach established by Levinsohn-Petrin as the basis for computing TFP is employed in this study, with value added as the dependent variable and the value of labor costs and capital value proxied by the value of investment as the independent variables. This study uses secondary data from the Central Statistics Agency (BPS), which includes 23 sub-sectors of Indonesia's micro and small scale manufacturing industries that are included in the 2-digit ISIC, with the exception of the ISIC code 19 sub-sector, and covers the years 2010 to 2019, excluding 2016. The TFP value in the micro-scale Indonesian manufacturing industry was often higher than the TFP value on the small scale, according to this study. This research also demonstrates that low-tech sub-sectors, such as the food processing industry, have low productivity. On a small size, the estimated TFP value shows a decreasing trend, but on a micro scale, the estimated TFP value indicates an increasing trend.

Bank merupakan badan usaha yang dalam kegiatan bisnisnya menghimpun dana dari masyarakat dan menyalurkannya dalam bentuk kredit. Sedangkan untuk struktur perbankan di Indonesia, terdiri atas bank umum dan BPR. Perbedaan utama bank umum dan BPR adalah tidak dapat menerima simpanan berupa giro dan tidak dapat turut serta dalam lalu lintas pembayaran, tidak dapat melakukan kegiatan bisnis dalam valas dan jangkauan kegiatan operasional yang terbatas. Penelitian ini bertujuan untuk mengetahui kondisi Ekonomi Makro dan Perkembangan kinerja internal Bank Persero dan BPD periode 2007-2018 serta untuk mengetahui bagaimana pengaruh Dana Pihak Ketiga, CAR, NPL, BI Rate, Inflasi dan Nilai tukar terhadap Profitabilitas Bank Persero dan BPD. Sampel dalam penelitian ini yaitu Bank Umum Persero. Penelitian ini menggunakan metode deskriptif dan verifikatif. Metode analisis data yang digunakan adalah analisis regresi data panel. Hasil penelitian menunjukan bahwa Secara simultan terdapat 3 variabel memiliki hubungan positif, namun tidak signifikan, yakni CAR, DPK, dan BI Rate. Sedangkan untuk variabel NPL dan Nilai Tukar memiliki hubungan negatif dan menunjukan hasil yang signifikan. Jika dilihat dari nilai koefisien dari setiap variabel, maka variabel NPL dan Nilai Tukar memberikan pengaruh yang cukup besar terhadap kinerja profitabilitas.

Both developed and developing countries have contributed to the world economy. The level of welfare of a country can be achieved by dynamic economic growth, which is a condition that describes an increase in the GDP of the people of a country. GDP is the value of goods and services in a country produced by the production factors belonging to that country's citizens and foreign countries. GDP growth from year to year is affected by various factors with their respective portions. This study aims to determine the factors that affecting GDP in Indonesia and Korea which were analyzed using multiple linear regression analysis using R Studio software. The test methods we used include the coefficient of determination (R2), F statistical test (simultaneous test) and t statistical test (partial test). There are three independent variables, Total Unemployment, Inflation, and Export Value Index, and the dependent variable is GDP. And the results show that Unemployment variable and Export Value Index have a partially significant effect on GDP and Inflation variable has no partial effect on GDP in Indonesia. Meanwhile in Korea, Unemployment and Inflation have no partial effect on GDP and the Export Value Index has a partially significant effect on GDP.

Limited access to health care received by the poor citizens in Jakarta during the period of the previous administration to be one of the issues raised by Jokowi-Ahok to attracts the sympathy citizens of Jakarta in the election of Governor and Deputy Governor of the period 2012-2017, through the Jakarta Health Card (KJS) Jokowi Ahok makes serious effort to improve standards for people in the healthcare sector. Problems appear when the Jakarta Health Card program was launched, the citizen’s euphoria towards free treatment creates an impact on increasing patient Jakarta Health Card users. Limitations of medical infrastructure (health centers and Referral Hospital), they cause the disruption of the implementation of public policy in the health sector through the program launched. The purpose of this study was to analyze the problems of implementation of the Jakarta Health Card (KJS) does not function as expected. The method used is to use the approach method Institutional Analisys Development (IAD). The results obtained in this study is the problem of the procurement of Public services does not always work as expected many factors that cause it, in the case of the implementation of the Jakarta Health Card (KJS) constraints derived from the behavior of poor people in treatment as well as medical facilities and infrastructure are available.