In the article, the authors examine contemporary problems of the divergence of the interests of financial and credit institutions and enterprises operating in the innovation sector. Based on the study of theoretical and methodological approaches to the interaction of subjects of financial and innovative sectors of the economy, the authors obtained the results of economic-mathematical modeling on the effect of interaction between sectors on economic growth and assess the role of regulators in this process. The obtained results are interpreted through the prism of the experience of economically developed countries, which reached the greatest degree of synergy between the financial and innovative sectors of the economy. Conclusions are drawn regarding the need to develop preventive measures to eliminate the undesirable effects, including on the basis of the adaptation of best world experience.

The effective functioning of the insurance market is one of the internal factors of the progressive development of the domestic economy. The role of insurance is constantly increasing, because insurance reduces risks in all spheres of economic activity, guarantees the preservation of income and savings, provides the ability to use the available funds of the insurance fund as an additional source of investment. Comparative analysis of the concepts of competitiveness and existing methods of assessing the level of competitiveness suggests that the concept of competitiveness is perceived by many scientists, experts, is ambiguous, has a rather broad interpretation. At the present stage, in the conditions of integration, a study of the competitiveness of insurance companies is relevant. This article discusses the theoretical aspects of ensuring the competitiveness of insurance companies, in particular, gives a generalized description of the concept of competitiveness, considers a methodology for assessing the competitive advantages of insurance companies, identifies factors and basic conditions for its provision. Benefits of insurance organizations through a "polygon is competitive STI "demonstrates the competitive position of companies in the market of insurance uslug. On the basis of this methodology analyzes Kazakh activity of insurance companies, determined by their development problems and propose a set of measures aimed at solving problems that are fundamentally important for the successful operation of insurance companies.

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In the article the author considers the mechanism of state regulation of formation and strategy of management of insurance reserves of insurance organizations of Russia, Kazakhstan and Belarus discussed the factors that determine the dynamics of the modern state and tendencies of development of insurance markets and their financial capacities, the structure of insurance reserves, the investment yield.

The article considers the factors acting in the post-industrial economy both on the demand side for labor and on the supply side, which determined a sufficient number of options for deviation from the standard schedule, the most widespread of which include temporary employment, part-time employment and self-employment. If the first two types are options for non-standard employment for employees, the latter is allocated to a special employment status, which differs from the status of "employee" on a number of clear criteria. It is concluded that the burden on part-time workers has decreased, which is one of the signs of an impending crisis, when they reduce the number and length of working time for part-time workers, refusing their services in the first place. At the same time, the growth of overemployment again speaks of the desire of people to save their jobs through overtime work. According to the results of our study, we have developed proposals for enhancing the social protection of temporary and part-time workers.