In this work, we develop chitosan/xylan-coated magnetite (CsXM) nanoparticles as eco-friendly efficient adsorbents for the facile removal of contaminants from water. Characterization of CsXM using Fourier Transform Infra-Red (FTIR) Spectroscopy, Scanning Electron Microscopy (SEM), X-Ray Diffraction (XRD), Thermogravimetric Analysis (TGA), Transmission Electron Microscopy (TEM), Zeta potential measurements, and Brunauer-Emmet-Teller (BET) analysis, confirmed the successful preparation of a chitosan/xylan complex coated over magnetite, which is characterized by being mesoporous, thermally stable and of neutral charge. Three contaminants, Pb(II), salicylic acid (SA), and congo red (CR), were chosen as representative pollutants from three major classes of contaminants of emerging concern: heavy metals, pharmaceuticals, and azo dyes. Pb(II), SA, and CR at initial concentrations of 50 ppm were removed by 64.49, 62.90, and 70.35%, respectively, on applying 6 g/L of CsXM. The contaminants were successfully removed in ternary systems, with Pb (II) and SA being more competitive in their adsorption than CR. Adsorption followed the Freundlich isotherm model and the pseudo-second order kinetic model, while the binding was suggested to occur mainly via chemical chelation for Pb(II) and physical interaction for SA and CR, which demonstrates the multifunctional potential of the nanoparticles to capture different contaminants regardless of their charge.