This research is entitled Analysis of Rice Farmers' Income (Cultivators) in the Profit Sharing System in Moyo Hilir, Sumbawa Districts in 2022. The purpose of this study was to determine the income of farmers in the profit sharing system in Moyo Hilir, Sumbawa District in 2022 and to find out the income of farmers in the profit sharing system in Moyo Hilir, Sumbawa District in 2022, is above or below the need for a decent living. The data collection uses sample survey method, which is a method of data collection carried out by withdrawing part of the population unit that is considered to represent the characteristics of the population in question (Moh. Nazir, 1999). Results of Analysis Data obtained by cultivators in Moyo Hilir, Sumbawa District, based on the average level of fulfillment of needs for each cultivator farmer, is only able to meet the needs of a decent life of 32,961 percent. with a profit sharing system in Moyo Hilir, Sumbawa District and is classified as farmers who are not yet prosperous based on the results of research conducted on 11 respondents as research samples. The conclusion from the results of the study is that there is not a single cultivator farmer who is able to meet the financing of their decent living needs up to 100 percent. The contribution of their net income from profit-sharing agricultural products in meeting the needs of a decent life ranges from 31.14 percent to 55.89 percent only. Based on the results of the study, the net income received by cultivator farmers who are used as respondents can be said to be sufficient to meet the needs of life. The highest net income is 2,757,332 rupiah per month, while the lowest net income after profit sharing is 2,103,365 rupiah per month. With an average net income per month of 2,387,295 rupiah, cultivators already feel prosperous and sufficient with their income. However, there are also some farmers who say that they are not yet prosperous or not satisfied with their income. Statistically based on the KHL standard of Sumbawa District, on average each Cultivator in Moyo Hilir, Sumbawa District is still classified as not prosperous. This is because the income of cultivators in the profit-sharing system is still far below the Standard of Kebutuhan Hidup Layak (KHL).

The objective of the financial inclusion program is to eliminate all forms of barriers to public access to the use of financial services supported by existing infrastructure. Thus the SMEs community will easily overcome the problem of lack of capital by getting easy financing services from banks, in this study conducted on the SMEs community in the Karangmluwo cracker industry. However, can the SMEs community of the Karangmluwo cracker industry as a whole be able to feel the benefits of the financial inclusion program? Until this research formulated the formulation of the problem: What is the role of financial institutions in financial inclusion in the Karangmluwo cracker industry SMEs?, what are the arguments of the Karangmluwo cracker industry community who are reluctant to collaborate with financial institutions? crackers Karangmluwo?. This study uses a descriptive qualitative approachand the results of research on several SMEs in the cracker industry of the Karangmluwo community, Mangli Kaliwates Jember, show that the benefits of the financial inclusion program are still not evenly distributed, it is proven that there are still Karangmluwo cracker industry communities who are reluctant to collaborate with financial institutions because of the complicated requirements and lack of socialization from the financial institutions. However, there are also some industrial communities in Karangmluwo who can benefit from this financial inclusion

Sumbawa Regency is a district in the Province of West Nusa Tenggara (NTB) Indonesia, where there are lots of local products, one of which is Semongkat Brand Gallon drinking water. Taken from natural springs from the mountains of Semongkat Tourism Village, Sumbawa Besar. The Objective is to significantly determine the effect of variables between brands and prices to the consumer’s decision in doing repurchased gallons of Semongkat mineral water in Sumbawa Regency. To find out which variables have the most significant influence on consumer decisions in repurchasing gallons of mineral water from the Semongkat brand in Sumbawa Regency, the type of research used is the associative one, which is a form of research aims to determine the relationship between two or more variables. This research builds a theory that can function to explain, predict and control a symptom. The population in this study are buyers (housewives) who make the decision to repurchase Semongkat brand mineral water products with the choice of gallon water. The sampling technique used was quota sampling technique based on certain considerations from the researcher (Djarwanto et.all, 1993:119) . For the number of population p is not known with certainty. The number of samples to be studied is 30 people. The variables of this research are the brand (X 1 ), the price is (X 2 ) and the purchase decision is (Y)  and therefore, data collection method used should be the method of random sampling, While the data collection technique should use a questionnaire. The analytical tools used in this research are Multiple Linear Regression Test and Statistical Test. The findings of this study are partial and simultaneous findings. There is an

Every Institution of Government, the better it Organizations and Institutions urgently need and understand the importance of Human Resources to be developed, in an attempt to achieve a competitive advantage, which is an important asset for the organization in the process of planning strategic. Anatan and Ellitan (2007:16). This study uses a quantitative approach. The type of research conducted included the study of the cause-and-effect (causality). The purpose of the research is to analyze the factors that significantly influence work stress like environmental factors, organizational factors, and individual factors on the employees of Industry and trade of West Sumbawa District . Methods of data collection in this study using Census Method. Furthermore, the data were analyzed using multiple linear regression analysis. The results of the research that environmental factors, organizational factors and individual factors partially and simultaneously have a significant effect on work stress of employees of the Department of Industry and trade of West Sumbawa District , is evident from the results of the t test each independent variable is large dinandingkan from the t table, and the value of F calculated is greater than F table. Individual factors, is the dominant variable affecting the job stress of employees in the Department of trade and Industry of West Sumbawa District , is known based on the results of the t value which is the largest when compared with the results of other variables.