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The purpose of this study was to determine the effect of value barriers, risk barriers, image barriers, cost barriers and usage barriers on the use of mobile banking in millennial generation customers. This research used a quantitative approach and the sampling technique used is purposive sampling which conducts research on a group of subjects with certain characteristics or is considered closely related to previously known population characteristics. This research was conducted by distributing 140 online questionnaires to mobile banking users and there were 110 questionnaires that were reversed and processed. Sampling methods use snowball sampling. The results indicate that there was a positive but not significant effect between risk barriers and mobile banking adoption intentions. However, there was a negative influence between image barriers and mobile banking adoption intentions. Moreover, there was a positive influence between perceived cost barriers and mobile banking adoption intentions, there was a positive influence between the barriers to use and mobile banking adoption the intention to adopt. Finally, there was a significant influence between value barriers and mobile banking adoption intentions.

This  research  iams  to  know  the  effect  of  Product  Quality  to  interest  of  repurchasing  wardah lipstick  of  economics  faculty  students  of tadulako  university. The  research  method  used  in  this research is descriptive causal.. The population in this research is student female use Brand Wardah Lipstick at Tadulako University of Palu. Sampling technique using Snowball, with the samples of 60 respondents.  Data  collection  using questionnaires.  The  method  of  analysis  using multiple  linear regression. The   results  indicate  that  product  quality  variables  significantly  influence the  interest in buying back Lipstick Wardah brand on student Tadulako University Palu. Penelitian  ini  bertujuan  untuk  mengetahui  pengaruh  Kualitas  Produk  Terhadap  Minat  Beli  Ulang Lipstik  Merek  Wardah  pada  Mahasiswi Universitas  Tadulako  Palu.  Jenis  penelitian  yang  digunakan adalah Deskriptif Kausal. Populasi dalam penelitian ini dikhususkan pada mahasiswi pengguna Lipstik Merek  Wardah  di  Universitas  Tadulako Palu.  Teknik  penarikan  sampel  dalam  penelitian  ini menggunakan Snowball,  dengan  jumlah  sampel  sebanyak  60  responden. Pengambilan  data menggunakan  kuesioner.  Metode  analisis menggunakan  analisis  regresi  linear  berganda.  Hasil pengujian menunjukkan  bahwa  variabel  kualitas  produk  berpengaruh  secara  signifikansi  terhadap minat beli ulang Lipstik merek Wardah pada mahasiswi Universitas Tadulako Palu.

This study aims to determine and analyze the influence of service quality consisting of Physical Evidence, Empathy, Reliability, Responsiveness and Guarantee to patient satisfaction In Morowali District Hospital Central Bungku. The problem in this research is whether the service quality consisting of Physical Evidence, Empathy, Reliability, Responsiveness and Guaranteed simultaneously and partially have a significant effect on patient satisfaction In Morowali District Hospital of central Bungku. Based on that opinion, the sample size is 15 (5 1) 15 (6) 90. To prove the hypothesis, the research use multiple regression analysis. From the results of the study found that simultaneously the quality of service significantly influence patient satisfaction In Morowali District Hospital Central Bungku. This means that the variables of Physical Evidence, Empathy, reliability, partially significant effect on patient satisfaction variable, name Response Power and Assurance partially have no significant effect on patient satisfaction. Penelitian ini bertujuan mengetahui dan menganalisis pengaruh kualitas pelayanan yang terdiri atas Bukti Fisik, Empati, Kehandalan, Daya Tanggap dan Jaminan terhadap kepuasan pasien Di RSUD Morowali Kecamatan Bungku Tengah. Permasalahan dalam penelitian ini adalah apakah kulitas pelayanan yang terdiri dari Bukti Fisik, Empati, Kehandalan, Daya Tanggap dan Jaminan secara simultan dan parsial berpengaruh signifikan terhadap kepuasan pasien Di RSUD Morowali Kecamatan Bungku Tengah. Berdasarkan pendapat tersebut maka besar sampel adalah 15 (5+1) 15 (6) 90. Untuk membuktikan Hipotesis tersebut, penelitian menggunakan analisis regresi berganda. Hasil penelitian ditemukan bahwa secara simultan kualitas pelayanan berpengaruh signifikan terhadap kepuasan pasien Di RSUD Morowali Kecamatan Bungku Tengah. Artinya variabel Bukti Fisik, Empati, kehandalan, secara parsial berpengaruh signifikan terhadap variabel kepuasan pasien, namaun Daya Tanggap dan Jaminan secara parsial tidak mempunyai pengaruh signifikan terhadap kepuasan pasien.

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