Introduction 1 What Does It Mean to Be a World-Class University? 3 Paths to Transformation 7 Implications for the World Bank Conclusion Chapter 1 What Does It Mean to Be a World-Class University?

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US (Sallie Mae and other entities), Colombia iv) Creative Financing-A number of creative financing mechanisms have been considered to facilitate the provision and expansion of mortgage-type student loans, including: Secondary marketsexisting student loans are sold or used as collateral to create new loan capital US (Sallie Mae and other entities), Colombia "Securitization"-Bonds are secured by the projected flow of funds from student loan repayments US, Chile 4.3 Expenses Covered-Like grants, student loan programs also vary in terms of whether they cover tuition fees only, living expenses only, or both tuition fees and living expenses: i) tuition fees onlystudents can borrow only for tuition fees Lithuania, Korea, Japan, Philippines ii) primarily for living expenses only-loans are available to students to cover their living expenses

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