Indonesia is a country with the largest Muslim population in the world. The potential of Islamic financial instruments grows among the society, and one of them is cash waqf. Cash waqf already have a complete law and legal institutions, but there is a gap between the potency and the real data of cash waqf raising. The aim of this research is to analyze the condition of cash waqf raising and the factors affecting the level of cash waqf raising in Indonesia. Using Analytical Network Process (ANP), the factors that affect the level of cash waqf raising are divided into three aspects namely institutional, society, and government. The results show that the institutional aspect has the biggest impact affecting the level of cash waqf raising and the three most influential factors are the focus of nazhir institutions, the understanding of society about cash waqf, and completeness of the cash waqf law.Abstrak. Indonesia merupakan negara dengan populasi Muslim terbesar di dunia. Potensi instrumen keuangan Islami untuk kesejahteraan umat pun tumbuh di masyarakat, salah satunya adalah wakaf uang. Wakaf uang telah memiliki hukum dan perangkat yang lengkap, namun potensi dengan realitas penghimpunan wakaf uang masih sangat berbeda jauh. Penelitian ini bertujuan untuk mendeskripsikan kondisi penghimpunan wakaf uang dan faktor-faktor yang memengaruhi penghimpunan wakaf uang di Indonesia. Dengan menggunakan metode Analytical Network Process (ANP), faktor-faktor yang memengaruhi tingkat penghimpunan dibagi menjadi tiga aspek, yaitu kelembagaan, masyarakat, dan pemerintahan. Hasil prioritas menunjukkan bahwa aspek kelembagaan memiliki pengaruh paling besar terhadap tingkat penghimpunan wakaf uang dan tiga faktor yang paling berpengaruh adalah kefokusan lembaga nazhir, pemahaman masyarakat mengenai wakaf uang, dan kelengkapan perangkat hukum wakaf uang.Kata kunci: ANP, lembaga nazhir, tingkat penghimpunan, wakaf uang
This study aims to compare the effectiveness of productive and consumptive zakat distribution in poverty alleviation. This study uses a CIBEST (Center of Islamic Business and Economics Studies) model which measures not only the material aspect of the poverty, but also the spiritual aspect of the respondents. The results proves that both zakat distribution types can increase welfare as well as reduce poverty of mustahik. Productive zakat can alleviate poverty more than consumtive zakat.
Abstract. The Transportation and communications sector acts as liaison between economy of islands in Indonesia, it's required helping through the distribution of Islamic Banking funding. This study aims to analyze the influence, shock response, and variety contribute of some factors as banking performance, macroeconomic condition, rate of return, and monetary instruments towards trasportation, warehousing, and communication (TWC) financing in Islamic banking. This study uses Vector Error Correction Model. The results of this study, first, in the short term DPK variabel is affected significantly towards ratio of financing TWC sectors. In the long term NPF, INF, ERP, PUAS, SBK variabels are giving significantly negative effect towards ratio of financing TWC sectors, whereas IPI and BSBIS variabels are giving significantly positif effect. Second, the ratio of TWCsectors responds negatively to the shock of NPF, PUAS, ERP, and INF variabels, whereas the shock of DPK, BSBIS, and SBK variabels is responded positively by the ratio of TWC sectors. Third, BSBIS variable gives the largest contribution to the diversity of financial ratios TWC, then proceed ERP, NPF, and IPI. Keywords: Financing, Islamic Banking, Transportation and Communication Sectors, VECMAbstrak. Sektor pengangkutan dan komunikasi berperan sebagai penghubung perekonomian antar pulau di Indonesia, diperlukan peran perbankan syariah dalam membantu akses permodalan untuk mengembangkan sektor tersebut. Tujuan dari penelitian ini adalah menganalisis pengaruh, respon guncangan, dan kontribusi keragaman faktor-faktor kategori kinerja perbankan, kondisi makroekonomi, rate of return, dan instrumen moneter terhadap rasio pembiayaan sektor pengangkutan, pergudangan dan komunikasi (PPK) pada perbankan syariah. Penelitian ini menggunakan metode Vector Error Corection Model (VECM). Hasil penelitian menunjukkan bahwa pada jangka pendek variabel Dana Pihak Ketiga (DPK) berpengaruh negatif secara signifikan terhadap rasio pembiayaan PPK dan pada jangka panjang variable Non Performing Financing (NPF), tingkat inflasi (INF), equivalent rate pembiayaan (ERP), Pasar Uang Antar Bank berdasarkan prinsip Syariah (PUAS), suku bunga kredit (SBK) secara signifikan berpengaruh negatif terhadap rasio pembiayaan PPK sedangkan variabel Industrial production Index (IPI) dan bonus Sertifikat Bank Indonesia Syariah (BSBIS) secara signifikan berpengaruh positif. Kata Kunci: Pembiayaan, Perbankan Syariah, Sektor Pengangkutan dan Komunikasi, VECM PendahuluanIndonesia merupakan negara kepulauan terbesar di dunia yang memiliki aktivitas perekonomian yang sangat padat (Kementerian Kelautan dan Perikanan 2012). Keadaan ini mengakibatkan dibutuhkannya suatu sarana dan prasarana yang mampu menunjang keberlangsungan dari aktivitas perekonomian tersebut. Sektor pengangkutan dan komunikasi merupakan salah satu sektor penting yang mampu menyediakan sarana dan prasarana yang dapat menunjang berbagai aktivitas dalam perekonomian di Indonesia.Subsektor pengangkutan memiliki peran sebagai penyedia jasa p...
Zakat is one of the five points in rukun Islam and consists of two types: zakat nafs (soul) and zakat maal (wealth). One of the many kinds of zakat maal is plantage-product zakat. Labuhanbatu Selatan Regency is an area that contains 160,785.04 hectares of palm plantation land as recorded in 2016. The area also produced 7,493,696.18 tons of Fresh Fruit Bunches (FFB) in the same year. The objective of this study is to identify the potential of plantage-product zakat (specifically palm plantage) and analyze the factors that affect farmers’ decision to dispense plantage-product zakat in Labuhanbatu Selatan Regency. Logistic regression analysis was the method of analysis used in this study. Based on data obtained from Dinas Perkebunan Provinsi Sumatera Utara 2016, the potential of plantage-product zakat in Labuhanbatu Selatan Regency reached 25.6 billion rupiahs in 2014; 21.6 billion rupiahs in 2015, and 370.4 billion rupiahs in 2016. The variables that significantly affected farmers’ decisions to dispense plantage-product zakat were comprehension of zakat, faith, rewards, Islamic study, and frequency of worship.
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