The purpose of this research is to determine how much inflation, gold price and number of customers on lending financing ar-rahn in Pegadaian Syariah Unit Geudong. This research is carried out by collecting secondary data which are found from the annual report of PT Pegadaian Syariah Unit Geudong and website of Bank Indonesia for period January 2016 to December 2018. The method used to analyze the relationship between independent variables with dependent variable is multiple linear regression method and classical assumption test. This research is a quantitative research by conducting quantitative data analysis. Technique of collecting data of this research is by collecting secondary data which have been finished. The result from this research shows that inflation, gold price and number of customers have significant influence on lending financing ar- rahn simultancously. gold price and number of customers influence to lending financing Ar-Rahn partially. The result is expected to be beneficial to Pegadaian Syariah, especially PT Pegadaian Syariah Unit Geudong in order to improve performance in the future.Keyword: Inflation , Gold Price , Number of Customers and Lend Financing of Ar-rahn

This study aims to analyze the effect of financing and unemployment on economic growth in Indonesia. This study was conducted in 33 provinces over a period of 7 years from 2011-2017. The data analysis tool used is the Vector Error Correction Model (VECM) panel. These results prove that all variables such as financing, poverty, unemployment and the consumer price index have an effect on economic growth in Indonesia. There is sufficient evidence that financing, poverty, unemployment and the consumer price index are closely related to economic growth. The recommendation from this research is that Islamic banking can increase financing as an effort to improve the economy. As for the government, they are urged to control the level of poverty and unemployment.

ABSTRAK Tujuan dari penelitian ini adalah untuk mengetahui efektivitas model pembelajaran Project Based Learning (PjBL) terintegrasi STEM terhadap keterampilan berpikir kritis siswa SMP. Metode dalam penelitian ini ialah kuantitatif. Populasi penelitian ini ialah seluruh siswa kelas VIII SMP Negeri 1 Bogorejo. Penerapan strategi purposive sampling diperoleh kelas eksperimen VIII.C dan kelas kontrol VIII.A. Post-tes dan kuesioner digunakan untuk mengumpulkan data. Uji t sampel independen (dua arah dan satu arah) dan uji regresi linier sederhana digunakan untuk analisis data. Temuan penelitian menunjukkan 1) keterampilan berpikir kritis siswa di kelas PjBL-STEM dan kelas PjBL berbeda, 2) keterampilan berpikir kritis siswa PjBL-STEM lebih unggul dari siswa PjBL, 3) berdasarkan persamaan regresi Ŷ = 6,996 + 0,841X, pengaruh pembelajaran PjBL-STEM memberikan dampak sebesar 75,5% terhadap keterampilan berpikir kritis siswa. Berpikir kritis (Y) meningkat sebesar 0,841 untuk setiap satuan model pembelajaran PjBL-STEM (X). Hal ini menunjukkan bahwa model pembelajaran PjBL terintegrasi STEM efektif dalam membantu siswa meningkatkan keterampilan berpikir kritisnya.