The results of our prospective study have revealed great diversity in the treatment regimens used to manage MM in real-life practice. This diversity was linked to factors such as novel agent accessibility and evolving treatment recommendations. Our results provide insight into associated clinical benefits.

The purpose of this research is to analyse the impact of demographic and socioeconomic factors on the assessment of the directions of rural area development in the context of the administrative and territorial reform in Ukraine. This article is based on the analysis of the results obtained in the course of a sociological survey conducted by the authors in 2018 concerning residents of the Znob-Novgorod United Territorial Community (UTC) of Sumy region in order to identify problems and development priorities when elaborating the Development Strategy for the period 2019-2025. Three age groups were identified: up to 35 years old (29.7%), 35 years old to 60 years old (52.4%), and over 60 years old (17.9%), which reflects all major age groups of UTC residents. Young people and seniors are more positive about life in the community, as the main responsibility for solving economic and domestic problems lies with middle-aged people. The share of positively adjusted respondents is growing, with the increase in the level of income received from the minimum to the average in the region. A number of problems, such as environmental, infrastructural and educational issues, are of greater concern to middle-aged people than to young people and older generations. Persons with a higher level of education, in comparison with other major problems, consider insufficient social initiative and activity ECONOMIC ANNALS-XXI PRODUCTIVE FORCES DEVELOPMENT AND REGIONAL ECONOMY

The issue of introduction of innovative means of consumer protection against illegal actions in the field of banking is becomingrelevant in connection with the expansion of the range of banking services in Ukraine. The article summarizes the status and prospects of using biometric identification methods in the banking sector in Ukraine and abroad. Analysis and systematization of scientific publicationsand legal framework revealed that a potential direction of the concept of customer orientation of banks is the use of biometrictechnologies in the provision of services that ensure high-quality preservation of personal data of customers. It is stated that in Ukrainethere is a need to strengthen both technological and legal mechanisms for the protection of biometric data for the needs of the bankingsector. One of the factors that significantly complicates the implementation of biometrics in banks is the lack of technical capabilities.However, there is a gradual dynamics contained in the testing of various methods of biometric identification in banking institutions.Contradictions that arise between the actual needs of the use of biometric technologies in the field of banking by the state of regu -latory and legal support in Ukraine slow down the use of effective security tools with a high degree of reliability in the banking sector.Appropriate regulatory regulation of the use of biometric technologies for identification purposes will promote the development of thesetechnologies by strengthening the confidence of consumers of banking services, as well as competition of biometric algorithms in thepresence of unified standards and requirements. Factors that shape the conditions for committing criminal offenses using biometric datacan be neutralized by effective legal means, as well as by the relevant actors in combating these offenses. It is concluded that the introductionof biometrics for the banking sector in the future in Ukraine requires taking into account the leading international experienceon these issues and an integrated approach.

In view of the expanding range of banking services in Ukraine, the issue of introducing innovative means of protecting consumers against illegal actions in the field of banking becomes relevant. This paper aims to determine the effectiveness of biometric technologies for customer identification during banking transactions, the legality of their use, and to identify areas for the development of state policy focused on the legal use of biometric data in order to protect the rights and legitimate interests of individuals and legal entities. Based on analysis and systematization of scientific publications and regulatory framework, it was found that a potential direction for banks to implement the customer focus concept in their services to establish the appropriate level of security is the use of biometric technologies that ensure the proper storage of personal data. The summarized information on the actual application of biometric identification methods in the banking sector allows stating that the factors stipulating the criminal offenses using biometric data can be neutralized by the subjects of counteracting such offenses and through effective legal remedies. Contradictions arising between the state of regulatory support and the actual needs for the use of biometric technologies in the field of banking in Ukraine decelerate the use of effective security tools with a high degree of reliability in the banking sector. It is concluded that further implementation of biometrics in the banking sector in Ukraine requires a comprehensive approach and consideration of the best world practices.

Purpose of the work is to investigate theoretical principles of employees' rights protection in the context of responsibility for mobbing. The theoretical and methodological basics of the research are general scientific and special methods of certain jurisprudence phenomena and processes' cognition. The dialectical method was used in the synthesis of theoretical and methodological foundations of employment policy abroad and in Ukraine, as well as formulating conclusions. Thus, we used a common dialectic method which allowed us to reveal the content of employer, employee and mobbing in the context of the domestic and foreign scholars' experience. We also have used abstract and logical investigation methods of law process in the field of employee's rights protection. Statistical methods were used for analyzing trends of employee's rights in different countries. The authors investigated: the main stages of the employment in Ukraine; focused attention on three events that occur during the legal employment of a hired worker; the definition of the mobbing, its concept, the experience of counteracting and establishing responsibility for this offense in the EU. The paper identified the main principles of the mobbing counteracting system's development in Ukraine. In further investigations it is necessary to make a distinction between actions that