No abstract

Financial literacy is an important but often ignored skill that is vital for the young. Lack of knowledge and understanding of financial literacy will directly affect the well-being of the individual. Research indicates that due to low financial literacy, individuals experience a variety of problems that are related to personal finances such as savings, investments, or old plans, credit and so on. Previous research indicates that socioeconomic factors are important determinants of financial literacy. Most youths from lower income groups are less likely to be exposed in terms of financial literacy. Thus, there is an urgent need to provide exposure and basic knowledge of financial literacy to the youth to avoid persistence of this problem. This study identifies the level of financial literacy among undergraduate students in selected public and private higher institutions and whether there are differences in financial literacy by socioeconomic status and also by gender. The questionnaires were distributed to 44 respondents using online survey. Samples included students who are recipients of Alms and also from higher income group. Data were analysed using both descriptive and inferential statistics such as Ttest. The findings reveal that these undergraduates' students have high level of financial knowledge and behaviour. However, their financial attitude is still at moderate level. Results also indicate that students do not differ in financial literacy by gender or socioeconomic status. This study provides insights to policy makers and relevant agencies on the appropriate interventions that need to be made to ensure financial well-being of our future generations.

This study aims to explore the goals and direction of science tahfiz education in Selangor and compare it to the demands of JAIS Education Philosophy as well as its coordination with the demands of the era. Quality tahfiz institutions should fulfill a number of key features namely building students’ potential in a balanced; integrated and comprehensive; innovative and creative manner, taking into account current times and developmental demands with the concept of tawhid as its core. Therefore, the objective of this research is to study the background, goals and direction of the Science Tahfiz Education of Selangor; secondly, to examine the curriculum of Science Tahfiz Education of Selangor and the third objective is to explore the facilities and infrastructure provided by the management of Science Tahfiz Education of Selangor. This is a pilot study and it uses qualitative study design. Interviews were conducted towards school managers and tahfiz senior assistant teacher. Several documents were also examined such as documents of school establishment as well as the curriculum implemented. The pilot study found that the maahad tahfiz is one of the maahad tahfiz in Selangor which becomes the knowledge heritage centre to produce quality students in terms of knowledge and morality. The maahad tahfiz utilises turath curriculum with Turath books integrated with the national curriculum. On the aspect of infrastructure, it is fully prepared by the Selangor Islamic Religious Department (JAIS). Keywords: Curriculum, Integration, Turath, Tahfiz Education Abstrak Kajian ini bertujuan untuk meneroka matlamat dan halatuju pendidikan tahfiz sains di Selangor dan membandingkannya dengan tuntutan Falsafah Pendidikan JAIS serta keselarasannya dengan tuntutan perkembangan zaman. Institusi tahfiz yang berkualiti seharusnya memenuhi beberapa ciri utama iaitu membina potensi pelajar secara seimbang, bersepadu dan menyeluruh, inovatif dan kreatif, mengambil kira tuntutan zaman dan perkembangan semasa serta berpaksikan prinsip tauhid. Oleh yang demikian, objektif kajian ini adalah mengkaji latar belakang, matlamat dan hala tuju Pendidikan Tahfiz Sains Negeri Selangor, kedua,adalah meneliti kurikulum Pendidikan Tahfiz Sains Negeri Selangor. Dan ketiga adalah meneroka kemudahan dan infrastruktur yang disediakan oleh pihak pengurusan Pendidikan Tahfiz Sains Negeri Selangor. Kajian ini adalah merupakan kajian rintis dan ianya menggunakan rekabentuk kajian kualitatif. Temubual dilaksanakan terhadap pengurus sekolah dan guru penolong kanan tahfiz. Beberapa dokumen juga telah diteliti  seperti dokumen penubuhan sekolah dan dokumen kurikulum yang dilaksanakan. Dapatan kajian rintis ini mendapati, ia merupakan salah sebuah maahad tahfiz di Selangor yang menjadi pusat warisan ilmu bagi melahirkan pelajar yang berkualiti dari segi ilmu dan akhlak. Maahad tahfiz ini menggunakan kurikulum turath bersama kitab Turath yang diintegrasikan dengan kurikulum kebangsaan. Dari aspek prasarana,ia disediakan sepenuhnya oleh pihak Jabatan Agama Islam Selangor (JAIS). Kata kunci: Kurikulum, Integrasi, Turath, Pendidikan Tahfiz

The purpose of this study is to analyze issues of reading habits among school students in Malaysia. This study used a qualitative method by conducting semi-structured interviews with school leaders, teachers, and parents in urban and rural areas. Sample selection used the purposive sampling method. Criteria in selecting study participants were position, teaching experience, background related to students' reading habits, and willingness to participate in this study. The findings of this study were analyzed using thematic methods. The analysis of the issues in urban areas resulted in five (5) themes for urban areas, while there were nine (9) themes for rural areas. These themes have been arranged according to the priority of the issue. The themes of issues faced in urban areas consist of (i) Students' Attitudes and Reading Awareness, (ii) Current Reading Programs Need to Be Improved, (iii) Changes in Reading Styles and Technological Developments, (iv) Aspects of Students' Environment That Do Not Support Reading Habits and (v) No Specific Time Allocation for Reading Activities. The results of the analysis of the findings of the study with participants in rural areas consist of (i) Lack of Family Support, (ii) No facilities, (iii) Students' Attitudes and Reading Awareness, (iv) Lack of Interesting Resources and Reading Materials, (v) Limited Reading Resources, (vi) Lack of Teacher Training on Reading Practice Skills, (vii) Aspects of Students' Environment That Do Not Support Reading Habits, (viii) Current Reading Program Need Improvement, (ix) No Clear Guidelines or Profile. The results of this study can serve as a reference, especially at the stakeholder level, such as for the District Education Office, School Administrators, Non-Governmental Organizations (NGOs) as well as for policymakers who may utilize the findings of this study to identify and improve the community and students in Malaysia as a reading community.

The management of role stress is becoming more dominant issue in the career life of teachers due to various roles that teachers need to play in their job. Among the factors of role stress are role conflicts, role ambiguity and role overload. The main purpose of this research is to study the influence of selected factors such as role conflict factor, role ambiguity and role overload on role stress among the Malaysian National Primary School teachers. This study was designed by utilizing the quantitative approach. The instrument used was a questionnaire which has been adapted from various relevant researchers. A total of 150 teachers were randomly selected as respondents and the data obtained were analysed using SPSS for descriptive statistics and Smart PLS for the inferential statistics. The findings show that the level of stress was at moderate level. In addition, the findings indicate that there is a significant relationship between role conflicts (ß=0.212, t=2.640, P=0.009), role ambiguity (ß=0.219, t=2.701, P=0.007) and role overload (ß=0.372, t=4.364, P=0.000) to role stress. As a conclusion, this study demonstrates that role conflicts, role ambiguity and role overload have a major impact to the role stress of teachers in Malaysia. It is hoped that through this study, various stakeholders such as schools, the district education offices as well as the Ministry of Education will be able to assist in planning and organizing efforts to address the role stress issues in order to produce highly qualified teachers.