Abstract. There is a very important governmental issue, which is to secure energy efficiency of buildings under design. This issue is stated in the federal law, governmental regulations and orders of the subject Ministries. However, issues related to energy-efficiency are appropriate for both existing buildings and the ones under design. Total volume of buildings constructed according to new heat protection rules and regulations valid since 2000, accounts for 5% of the total volume of all the housing stock in the Russian Federation. Consequently, reduction of heat energy consumption in houses built before 2000 is getting more crucial in the nearest future. Nowadays there is a national programme to execute major repair works in the existing buildings. It is important to have this programme correlated with the energy-saving program. However, the economy of investment projects shouldn't be disregarded when running this programme. Energy-efficient activities should contribute to a better return on investment, and reduction of the energy consumed.

OLIYNYK OLENA, ADAMENKO VIKTOR, OLIYNYK LUDMILA. 2015. The Comparative Analysis of Financial System of Czech Republic, Poland and Ukraine. Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis, 63(6): 2067-2076. We create the simplifi ed model of integral indicator-the model "3 + 3", which allows simplicity and aff ordability, but quite adequate, provide a comparative analysis of fi nancial systems of individual countries and identify their type (bank-based or market-based). The results of comparative analysis demonstrate that the fi nancial system of Ukraine in comparison with two leading members of the CEE countries-the Czech Republic and Poland-showed its viability as an independent integrated system and the possibility to develop in the terms of normal political situation. Keywords: fi nancial systems, bank-based system, market-based system, model "3 + 3", the integral indicator of the relative level of the fi nancial system development

We create the simplifi ed model of integral indicator -the model "3 + 3", which allows simplicity and aff ordability, but quite adequate, provide a comparative analysis of fi nancial systems of individual countries and identify their type (bank-based or market-based). The results of comparative analysis demonstrate that the fi nancial system of Ukraine in comparison with two leading members of the CEE countries -the Czech Republic and Poland -showed its viability as an independent integrated system and the possibility to develop in the terms of normal political situation.Keywords: fi nancial systems, bank-based system, market-based system, model "3 + 3", the integral indicator of the relative level of the fi nancial system development

НУ біоресурсів і природокористування України, м. Київ, Україна Унаслідок проведених досліджень отримано морфогенну калюсну культуру троянди ефіроолійної сорту Лань. Встановлено, що вдвічі активніше калюс починає утворюватись на частинах листкової пластинки, ніж на частинах пагонів. Проаналізовано вплив регуляторів росту ауксинового та цитокінінового типів дії на формування калюсних тканин. Активне наростання калюсних тканин відбувається на живильному середовищі МС з половинним вмістом макро-та мікросолей, 0,150 мг/л ТДЗ та 0,05 мг/л НОК. Показано просторову організацію і гістогенез морфогенних структур на досліджуваних калюсних зразках. Ключові слова: калюс, троянда ефіроолійна, культура in vitro, регулятори росту.

No abstract