The STORET method is one of the methods commonly used to determine water quality. This water quality status can indicate the waters are in a polluted condition or in good condition referring to the predetermined water quality standard. This study aims to obtain an overview of the status of water quality in the northern waters of Banda Aceh. Activities in the area such as the transportation route of ships, port activities, tourism, aquaculture and disposal of household waste are source of pollutan in the waters. Water sampling was carried out at 10 points (stations) around the waters of Ulee Lheu, Krueng Aceh and Alue Naga. The parameters used are: ammonia content, sulfide, cyanide, phenol, surfactant, and fatty oil. The results showed that the water quality in Ulee Lheu classify into Class C (score –16), which was medium polluted, with ammonia and phenol content 1.1 mg/L and 0.014 mg/L, respectively. Meanwhile, the estuary of Krueng Aceh and the waters around of Alue Naga are categorized in Class A (score 0), that means both are still in accordance with water quality standards.

Target of this research is to know Influence of Brand Image to Customer Loyality at PT. Sungai Budi Group Bengkulu (Case Study Customer Of Cooking Oil of Rose Brand) and to know Influence of Marketing Mix to Customer Loyality at PT. Sungai Budi Group Bengkulu (Case Study Customer of Cooking Oil of Rose Brand) and also To know Influence of Brand Image and of Marketing Mix by together to Customer Loyality at PT. Sungai Budi Group Bengkulu (Case Study Customer of Cooking Oil of Rose Brand). Method Analysis the used is Test validity, Test Reliabilitas, Simple Linear Regression, Coefficient of Determination, Test F and Test of t.

ABSTRAKSulisti Afriani dan Neri Susanti: Tujuan Penelitian ini untuk mengetahui analisis SWOT yang diterapkan pada strategi pemasaran di Rumah Bung Karno dan Rumah Fatmawati Bengkulu. Metode pengumpulan data yang digunakan yaitu metode kuesioner dengan menyebarkan daftar pertanyaan kepada responden. Metode analisis yang digunakan adalah analisis SWOT untuk mengetahui faktor-faktor internal (kekuatan dan kelemahan) dan faktor-faktor eksternal (peluang dan ancaman), yang kemudian akan dimasukkan ke dalam matriks SWOT. Hasil penelitian ini diperoleh hasil analisis pada tabel tersebut faktor "Peluang" (Opportunity) mempunyai total nilai skor 0,925 sedangkan faktor "Ancaman" (Treaths) mempunyai total nilai skor 1,206. Dari data kedua tabel tersebut maka diketahui bahwa total nilai skor masing-masing faktor dapat dirinci yaitu faktor "Kekuatan (Strength)" mempunyai total nilai skor 1,662 sedangkan faktor kelemahan (Weakness) mempunyai total nilai skor 1,328. Dan faktor "Peluang" (Opportunity) mempunyai total nilai skor 0,925 sedangkan faktor Ancaman" (Treaths) mempunyai total nilai skor 1,206. Maka diketahui nilai "Kekuatan (Strength)" di atas nilai selisih kelemahan (Weakness) sebesar (+) 0,334 dimana nilai ini didapat dari 1,662-1,328, dan nilai dari "Peluang" (Opportunity) di bawah nilai Ancaman" (Treaths) selisih (-) 0,281 dimana nilai ini didapat dari 0,925-1,206. Diagram Cartesius Analisis SWOT "Rumah Bung Karno dan Rumah Fatmawati Kota Bengkulu berada pada kuadran II, sehingga strategi pemasaran wisata sejarah pada kedua tempat bersejarah tersebut adalah: melakukan strategi diversifikasi konsentrik, melakukan strategi diversfikasi horizontal dan melakukan startegi usaha bagi hasil ABSTRACT Sulisti Afriani dan Sulisti Afriani: The purpose of this study was to determine the SWOT analysis is applied to the marketing strategy in the House and the House Fatmawati Soekarno Bengkulu. Data collection methods used were a questionnaire method to distribute a list of questions to respondents. The analytical method used is the SWOT analysis to determine the internal factors (strengths and weaknesses) and external factors (opportunities and threats), which will then be incorporated into the SWOT matrix. The results of this study showed that factor analysis in the table "Opportunities" (Opportunity) has a total score of 0.925, while the factor of "Threat" (Treaths) has a total score of 1.206. From the data in the two tables, it is known that the total score of each factor can be specified that the factor of "Strength (Strength)" has a total score of 1,662 while the factors of weakness (Weakness) has a total score of 1,328. And the factor of "Opportunities" (Opportunity) has a total score of 0.925 while the threat factor "(Treaths) has a total score of 1.206. It is known the value of "Strength (Strength)" beyond the differences of weakness (Weakness) of (+) 0.334 where the value is obtained from 1.662 to 1.328, and the value of the "Opportunities" (Opportunity) under the value of Threat "(Treaths) difference (-) 0.281 where th...

penelitian adalah penelitian deskriktif. Dalam penelitian ini sampel yang digunakan berupa laporan kualitas penerapan manajemen risiko PT. Bank Bengkulu Tahun 2012. Dengan laporan risiko ini dapat menggambarkan kondisi PT. Bank Bengkulu serta dapat dianalisis tingkat kualitas penerapannya. Untuk analisa kuantitatif menggunakan penilaian risiko inheren, yang merupakan penilaian atas risiko melekat kegiatan bisnis Bank, baik yang dapat dikuantifikasikan ataupun yang tidak, dan berpotensi mempengaruhi posisi keuangan Bank. Adapun analisa kualitatif menggunakan indikator Kualitas Penerapan Manajemen Risiko dengan kriteria dan parameter yang telah ditentukan oleh Bank Indonesia. Dari penelitian ini menunjukkan gambaran Penerapan manajemen risiko di PT. Bank Bengkulu secara rata-rata nilainya 2,50 berada pada interval 1,81-2,60 dengan kriteria Satisfactory yaitu Kualitas penerapan manajemen risiko PT. Bank Bengkulu secara komposit memadai, meskipun terdapat kelemahan minor, tetapi kelemahan tersebut perlu mendapatkan perhatian manajemen PT. Bank Bengkulu untuk melakukan perbaikan. Penilaian terhadap kualitas implementasi manajemen risiko pada PT Bank Bengkulu dapat ditelusuri dari tahapan-tahapan penyusunan strategi, program, kebijakan, sasaran, dan implementasinya. ABSTRACT Dian Wundari Gustini, Sulisti Afriani; Analysis Of Risk Management in PT.Bank Bengkulu Office.This study aims to determine the Analysis Risk Management in PT . Bank Bengkulu Office. The type of is the study descriptive. In this study the samples used is the form of quality report application of risk management PT. Bank of Bengkulu in 2012. By the risk report can described the condition of PT. Bank Bengkulu and can be analyzed levels of application quality . For quantitative analysis using the inherent risk assessment , which is an assessment of the risks inherent Bank's business activities, both of which can be quantified or are not , and could potentially affect the financial position of the Bank. The qualitative analysis using indicators Quality Risk Management with the criteria and parameters that have been set by Bank Indonesia . This study showed an overview of the implementation of risk management at PT. Bank Bengkulu average value of 2.50 is in the interval from 1.81 to 2.60 with Satisfactory criteria is quality risk management of PT. Bank of Bengkulu in composite adequate , although there are minor flaws, but these flaws need to get the attention of the management of PT. Bank Bengkulu to make improvements. Assessment of the quality of risk management implementation in PT Bank Bengkulu can be traced from the stages of preparation of strategies, programs, policies, objectives, and implementation. Kata kunci: Risk Management

ABSTRAK Supratul Azwa dan Sulisti Afriani. Tujuan penelitian ini untuk mengetahui kinerja keuangan PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja. Sedangkan analisis dengan menggunakan metode kuantitatif menggunakan rasio keuangan.. Hasil penelitian menunjukkan bahwa kinerja keuangan PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja dari sisi likuiditas (rasio LDR) pada tahun 2013 sebesar 143,82% tidak sehat dan pada tahun 2014 sebesar 99,73% meningkat menjadi sehat. Dari sisi solvabilitas (rasio CAR) sehat, yaitu tahun 2013 sebesar 14,49% dan 2014 sebesar 12,72%. Sedangkan dari sisi rentabilitas kinerja keuangan bank sehat baik rasio ROA maupun BOPO. Rasio ROA tahun 2013 sebesar 4,34% dan tahun 2014 sebesar 2,58%. Nilai rasio BOPO tahun 2013 sebesar 51,43% dan tahun 2014 sebesar 58,29%, karena mampu memanfaatkan aset yang ada untuk memperoleh laba maksimal dan melakukan efisiensi biaya dengan baik. ABSTRACT Supratul Azwa dan Sulisti Afriani,.Purpose of this study to determine the financial performance PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja. While the analysis using quantitative methods using financial ratios. The results showed that the financial performance PT. Bank Pembiayaan Rakyat Syariah (BPRS) Muamalat Harkat Sukaraja terms of liquidity (LDR) in 2013 with a ratio of 143.82% unwell and in 2014 with a ratio of 99.73% increased to be healthy. In terms of solvency (CAR) in 2013 with a ratio of 14.49% and 2014 with a ratio of 12.72% healthy. In terms of liquidity both ROA and BOPO healthy financial performance. Ratio ROA in 2013 with a ratio of 4.34% and in 2014 with a ratio of 2.58%. Ratio BOPO in 2013 with a ratio of 51.43% and in 2014 with a ratio of 58.29%, because it can utilize existing assets to obtain maximum profit and cost efficiency well.