Ukraine currently needs additional investment resources in order to revitalize and develop the economy. The main objective of the study is to determine the regularities, peculiarities behind the formation of organized population’s savings and assess the factors influencing the development of this market in order to improve the quality of its management and use of the potential of domestic investment resources for economic recovery and growth in Ukraine. In order to compare the trends as for the accumulation of savings through deposit investment, the authors analyzed the impact of major factors on these processes in Ukraine and Czech Republic. The main results of the study encompass improved approaches to determining the impact of the system of factors on household deposits based on correlation-regression analysis. This makes it possible to optimize the choice of tools for effective management of deposit resources; further elaborate the approaches to assessing the level of domestic household deposits as well as allows substantiating the directions of implementation of the state policy in the context of ensuring the further development on the market of bank deposit services.

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The article is devoted to the development of the organizational and economic mechanism for the implementation of the state policy for the restoration of the spheres of life in the post-conflict territories of Ukraine. Methods. To solve the set tasks, the essence of the organizational and economic mechanism for implementing the state policy of restoring the spheres of life in post-conflict territories of Ukraine was investigated and clarified, the methods of interaction between the government and local self-government bodies with key participants in local development were analyzed and systematized to maintain the efficiency and competitiveness of the region, the organizational and information support of the mechanism was substantiated. As a result of the study, an approach to the formation of an organizational and economic mechanism for the implementation of the state policy for the restoration of the spheres of life in postconflict territories of Ukraine was developed, a feature of which is the transformation of the emphasis on strengthening the institutional framework for creating dialogue, interaction and strong relationships between participants in post-conflict reconstruction from the state and communities in order to overcoming social and economic tensions accompanying post-conflict development. The proposed organizational and economic mechanism for implementing the state policy of restoring the spheres of life in post-conflict territories of Ukraine goes beyond its traditional understanding (with an emphasis on physical restructuring), takes into account the methods, levers and tools aimed at building inclusive institutions, spaces for dialogue between the state and participants in post-conflict reconstruction , the population, which helps to establish the relationship between economic and social life in the peaceful and post-conflict territories of the country, to overcome disproportions and alienation in the process of reintegration of territories into the national economy. The proposed mechanism makes it possible to overcome the economic problems of the affected territories and accelerate their reintegration into the national economy.

The article is aimed at further development of theoretical and methodological approaches to risk reinsurance in order to provide financial sustainability of an insurance company. An approach to risk analysis in insurance and reinsurance is proposed. The introduction of the concepts of complete and partial uncertainty and their relationship with the concept of risk made it possible to closer define the concept of risk and formulate it in the form of a financial and economic category. The term «risk» is proposed to be understood as a subjective estimation of an objective uncertainty, which describes the multiplicity of changes in the equilibrium stability of a socioeconomic system and is expressed in the form of a function of a random event. A somewhat closer defined concept of insurance risk is also proposed, which means a significant risk in its consequences for citizens and business entities, which can be assessed from the standpoint of the probability of occurrence of an insured event, quantitative amounts of possible damage and has signs of frequency and limitation in space and time. It is noted that clarification of the criteria of insurance risk in the general classification system of risks of an insurance organization allows assessing the need for reinsurance depending on the types of risk distribution. Analysis of features and dynamics of insurance risk, computation of insurance tariffs allows to substantiating the need for reinsurance for each type of insurance risk. It is proposed, to develop a model for analyzing the insurer’s reinsurance activity on the basis of the theory of decision-making under conditions of complete and partial uncertainty, to use the criteria of game theory: Wald criterion, Swidge criterion, Hurwitz criterion. To analyze the real financial sustainability, it is proposed to introduce adjustments to the existing methodological approaches, adding the objects transferred to reinsurance and the risk ratios present in the insurer’s activities; it is further proposed to take into account the impact of forms and types of reinsurance contracts on the financial sustainability of the company. The proposed theoretical and methodological provisions and conclusions can be used when accepting risks on the responsibility of the insurer and their subsequent redistribution.

The relevance of the topic consists in the fact that due to limited start-up capital, high risk and uncertainty about profitability, lack of experience and, consequently, a positive credit history, venture capital is recognized as the main source of financing the development of many companies in the early stages. The purpose of the paper is to prove the hypothesis of the determining influence of fiscal factors of stimulation of research and development and a set of stable economic and political preconditions for expanding the presence of venture capital in the country. Based on the data of twenty European countries for 2007-2019 (260 observation points), a regression dependence of the amount of invested venture capital on tax preferences in research and development, research and development costs and country risk was constructed. The assessment of the parameters of the created regression model made it possible to prove that it can be used for forecasting volumes of investment of venture capital at the change of the factors of fiscal policy and reduction of macroeconomic risks. The directions of activation of venture financing for the countries are formed: for the development of high technologies and the implementation of innovative ideas, the state should apply tax benefits and preferences for research activities of small and medium enterprises; expansion is necessary for state support for innovation through the consolidation of state and local budgets on research programs, the creation of research and production clusters, technology incubators, support for individuals in their innovation initiatives; the high risk of the country not only leads to a decrease in the inflow of foreign venture capital: domestic investors will withdraw their venture capital and direct it to countries where the political and economic situation is more stable, which further deepens the economic shocks of the national economy and leads to political ones. The implementation of these measures will promote the development of high-tech enterprises, job creation in the country by overcoming the problem of limited financial resources through investment of venture capital. Key words: venture capital, factor, fiscal policy, risk, model. JEL Classification: Formulas: 0; Fig.: 0, Tables: 4, Ref.: 15.