This study aims to examine the effect of financial literacy, attitudes, and lifestyle on financial behavior in Management students of the Faculty of Economics, class of employees at the University of Semarang, class of 2019/2020. The population in this study were active students majoring in employee class management in the odd semester class of 2019/2020. The sample in this study was purposive sampling method. Purposive sampling is a data sampling technique based on certain considerations. The sample in this study collected 123 respondents. This research uses quantitative data type and the data source used is primary data. The data analysis technique using regression analysis test was carried out with the help of SPSS version 25. The results showed that only financial attitudes had a significant positive effect on financial behavior, while other variables such as financial literacy and lifestyle had no a significant effect on financial behavior. Its mean that financial attitudes will improve the quality of financial behavior in students.

Penelitian ini bertujuan untuk mengetahui perbedaan kinerja keuangan Bank Syariah dan Bank Konvensional di Indonesia berdasarkan rasio CAR, NPL, LDR dan BOPO untuk tahun 2008 – 2017 dan untuk mengetahui kinerja keuangan mana yang lebih baik antara kinerja keuangan Bank Syariah dan Bank Konvensional di Indonesia untuk periode 2008 - 2017 dilihat berdasarkan rasio CAR, NPL, LDR, BOPO, ROA. Objek penelitian ini adalah bank syariah dan bank konvensional di Indonesia selama periode 2008 - 2017. Metode penentuan sampel yang digunakan adalah purposive sampling, yaitu pengambilan sampel dari suatu populasi berdasarkan kriteria tertentu. Kriteria dalam memilih sampel adalah: (1) Bank yang telah menerbitkan laporan keuangan selama 5 tahun berturut-turut mulai tahun 2008-2017; (2) Bank yang terdaftar di Bank Indonesia; (3) Bank yang menyediakan data laporan keuangan sesuai dengan rasio yang dipersyaratkan; (4) Data Keuangan Bank Syariah dan Bank Konvensional diambil secara keseluruhan dari Statistik Perbankan Indonesia dengan hasil pengujian yang berbeda dapat disimpulkan bahwa terdapat perbedaan antara CAR Bank Islam dan CAR Conventions Bank, terdapat perbedaan antara Bank Syariah NPL dan Konvensional Bank NPL, ada perbedaan antara LDR Bank Syariah dan LDR Bank Konvensional, tidak ada perbedaan antara Bank Islam BOPO dan Bank Konvensional BOPO dan ada perbedaan antara ROA Bank Syariah dan ROA Bank Konvensional. [The objectives of this study are: (1) To find out the differences in the financial performance of Islamic Banks and Conventional Banks in Indonesia based on CAR, NPL, LDR and BOPO ratios for the years 2008 - 2017; (2) To find out which financial performance is better between the financial performance of Islamic Banks and Conventional Banks in Indonesia for the period 2008 - 2017 seen based on CAR, NPL, LDR, BOPO, ROA ratios. The object of this research is Islamic banks and conventional banks in Indonesia during the period 2008 - 2017. The method of determining the sample used is purposive sampling, which is sampling from a population based on certain criteria. The criteria in selecting samples are: (1) Banks that have published financial statements for 5 consecutive years starting in 2008 - 2017; (2) Banks registered at Bank Indonesia; (3) Banks that provide financial report data in accordance with the required ratio; (4) Financial Data of Islamic Banks and Conventional banks are taken as a whole from Indonesian Banking Statistics the results of different tests it can be concluded that there is a difference between CAR Islamic Banks and CAR Conventions Bank, there is a difference between Islamic Bank NPLs and Bank Conventions NPL, there is a difference between Islamic Bank LDR and Conventional Bank LDR, there is no difference between Islamic Bank BOPO and Conventional Bank BOPO and there is a difference between ROA of Sharia Banks and ROA of Conventional Banks]

The purpose of this study was to examine and analyze the eff ect of accounting earnings and operating cash fl ow to stock return through share price at companies listed on the Stock Exchange Year 2011-2014. The data used in this study are secondary data from the fi nancial statements of companies listed on the Indonesia Stock Exchange period 2011 -2014. The data are in the form of fi nancial statements can be obtained from the Indonesian Capital Market Directory (ICMD), the IDX website www.idx.co. id as well as from various other sources to support this research. The population in this research is manufacturing companies listed on the Stock Exchange the period 2011 -2014. The samples taken by the sampling technique used purposive sampling. From the test results and analysis of the data it can be concluded that the accounting earnings and operating cash fl ow directly and indirectly has no eff ect on stock returns through stock prices showed no signifi cant results. ABSTRAKTujuan dari penelitian ini adalah untuk menguji dan menganalisis pengaruh laba akuntansi dan arus kas operasi terhadap return saham melalui harga saham pada perusahaan manufaktur yang terdaftar di BEI Tahun 2011 -2014. Data yang digunakan dala penelitian ini adalah data sekunder berupa laporan keuangan perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia periode 2011 -2014. Data tersebut berupa laporan keuangan yang dapat diperoleh dari Indonesia Capital Market Directory (ICMD), website BEI www.idx.co.id serta dari berbagai sumber-sumber lain yang dapat mendukung penelitian ini. Populasi dalam penelitian ini adalah perusahaan manufaktur yang terdaftar di BEI periode 2011 -2014. Sampel dalam penelitian ini diambil dengan teknik pengambilan sampel menggunakan purposive sampling. Dari hasil pengujian dan analisa terhadap data dapat disimpulkan bahwa laba akuntansi dan arus kas operasi secara langsung dan tidak langsung tidak berpengaruh terhadap return saham melalui harga saham dengan menunjukkan hasil yang tidak signifi kan.

AbstrakKearifan lokal tentang makanan tradisional yang terkandung dalam naskah nusantara khususnya naskah Jawa tersebut merupakan warisan nenek moyang yang bernilai tinggi karena dengan mewarisi tradisi tentang makanan, dapat memperkuat identitas dan jati diri bangsa Indonesia secara universal. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologi. Pengumpulan data dilakukan pada observasi (participant observation), wawancara mendalam (in depth interview) dan dokumentasi. Analisis data yaitu data reduction, data display dan conclusion drawing/verification. Uji kredibilitas data dengan triangulasi dan member check. Potensi srabi sebagai makanan khas di Desa Ngampin Ambarawa adalah sebagai sumber pendapatan keluarga. Para pedagang srabi mendapatkan tambahan penghasilan dengan berjualan srabi tersebut. Omzet penjualan akan meningkat pada saat hari libur dan pada saat perayaan tradisi srabinan di bulan Sya'ban yang lebih dikenal dengan "Sya'banan". Upaya pelestarian srabi di Desa Ngampin Ambarawa yaitu dengan terus melestarikan kearifan lokal budaya daerah setempat, misal tradisi Srabinan yang dilaksanakan pada saat bulan Sya'ban terutama pada tanggal 13, 14 dan 15. Peran Pemerintah Daerah setempat (PEMDA) terus melakukan pembinaan pada paguyuban pedagang srabi, agar para pedagang terus dapat mempertahankan keberadaan srabi pada setiap saat. Menjadikan srabi sebagai makanan khas desa Ngampin Ambarawa sebagai upaya untuk mempertahankan nilai kearifan lokal. AbstractLocal wisdom about traditional food contained in the archipelago, especially the Javanese script is a legacy of high-value ancestors because by inheriting the tradition of food, can strengthen the identity and identity of the Indonesian nation universally.This research uses qualitative method with phenomenology approach. Data collection is done on observation (participant observation), in depth interview (in depth interview) and documentation. Data analysis is data reduction, display data and conclusion drawing / verification. Test the credibility of the data with triangulation and member check. The potential of srabi as a typical food in Ngampin Ambarawa Village is as a source of family income. The traders srabi get additional income by selling the srabi. Sales turnover will increase during holidays and during celebrations of the familiar traditions of Sha'ban moon better known as "Sha'banan". Efforts to preserve srabi in the village of Ngampin Ambarawa is by continuing to preserve local wisdom of local culture, eg Srabinan tradition which was held during the month of Sha'ban especially on 13, 14 and 15. The role of local government (PEMDA) continues to provide guidance to the traders of srabi traders, so that traders can continue to maintain the existence of srabi at any time. Making srabi as a special food Ngampin Ambarawa village as an effort to maintain the value of local wisdom.

The problems faced by UKM in the Gendongan Village, Tingkir District, Salatiga City include the financial aspect that the financial management system applied is still manual, making it less effective and efficient. Manual bookkeeping there is no separation between personal finance and business finance. The solution offered is to provide training in preparing financial reports using Microsoft Excel. The approach method used in this activity is training. The training activities carried out included training in making simple bookkeeping in theory and training in making financial reports using Microsoft Excel applications. The solution to solving problems related to the problems faced by partners is to provide training and assistance by conveying material on computer-based financial reporting techniques using the Excel application.