Bagaimana meningkatkan keberlanjutan Baitul Maal wat Tamwil (BMT)?

Riwajanti, Nur Indah; Muwidha, Muhammad; Handayani, Elvyra; Miharso, Apit

doi:10.21111/tijarah.v6i1.3979

Cited by 3 publications

(4 citation statements)

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“…This shows that there is a significant influence between Attitudes towards the decision to use Fintech Syariah Peer To Peer Lending in Indonesia. Thus hypothesis 4 is accepted, the results of this study are in line with research conducted by (Riwajanti et al, 2018), with the title Factors Affecting Interest in Using Sharia Fintech…”

Section: Resultssupporting

confidence: 88%

“…This shows that there is a significant influence between perceptions of the satisfaction of Sharia Fintech Peer To Peer Lending in Indonesia. Thus hypothesis 2 is accepted, the results of this study are in line with research conducted by (Riwajanti et al, 2018), with the title Factors Affecting Interest in Using Sharia Fintech Hypothesis 3 H3: Satisfaction affects the decision to use Sharia Fintech Peer To Peer Lending in Indonesia.…”

Section: Resultssupporting

confidence: 84%

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Analysis of The Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer to Peer Lending in Indonesia with Satisfaction As an Intervening Variable

Arseto¹,

Soemitra²

2022

reslaj

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This study aims to examine the Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer To Peer Lending in Indonesia. With Satisfaction as an Intervening Variable. Data analysis in this research is quantitative analysis using Partial Least Square (PLS) analysis test tool. The object of this research is Peer To Peer Lending Syariah Fintech users in Indonesia. The sample was taken using the proportioned cluster sampling method, where the sample taken was only Sharia peer-to-peer (P2P) fintech users up to 100 samples. From the results of the research conducted, it shows that Attitudes, Perceptions affect the satisfaction of Fintech Syariah Peer To Peer Lending in Indonesia. Satisfaction affects the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Attitude influences the satisfaction of Fintech Syariah Peer To Peer Lending in Indonesia. Perception does not affect the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Satisfaction can mediate the relationship between attitudes towards the decision to use Sharia Fintech Peer To Peer Lending in Indonesia. Satisfaction can mediate the relationship between perceptions of decisions to use Sharia Fintech Peer To Peer Lending in Indonesia.

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Section: Resultssupporting

confidence: 88%

Section: Resultssupporting

confidence: 84%

Analysis of The Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer to Peer Lending in Indonesia with Satisfaction As an Intervening Variable

Arseto¹,

Soemitra²

2022

reslaj

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“…This study aims to build a model of sustainability in BMT based on growth in the financing, community support, fraud, Islamic human capital, and Islamic leadership. This research was conducted using a quantitative approach (multiple linear regression with stepwise methods, Zubair (2016) dan Riwajanti et al (2020) membahas secara khusus mengenai keberlanjutan BMT. Berdasarkan permasalahan diatas tujuan penelitian ini adalah menganalisis pengaruh resiliensi BMT, inklusi dan literasi keuangan terhadap resiliensi usaha mikro selama pandemi Covid-19.…”

Section: Pendahuluanmentioning

confidence: 99%

Pengaruh Resiliensi Baitul Maal Wa Tamwil, Inklusi dan Literasi Keuangan Terhadap Resiliensi Usaha Mikro Selama Covid-19

Salma,

Cahyadi,

Purwanto

2024

jabm

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Micro business is the sector that has been hit the hardest by the Covid-19 Pandemic. Business capital assistance is the assistance most needed by micro businesses. However, micro enterprises have barriers to access and use of finance. This study aims to analyze the effect of BMT resilience, financial inclusion and financial literacy on the resilience of micro-enterprises during the Covid-19 pandemic with a total of 150 micro-enterprises and 18 BMT respondents in Brebes Regency. Data processing method in the form of quantitative descriptive analysis using SEM-PLS. The results of this study show that the resilience of micro-enterprises during the Covid-19 pandemic was influenced by BMT financial inclusion and financial literacy. BMT makes it easier for micro-enterprises who are unbankable to gain access to financial institutions to obtain business capital and provide basic knowledge about basic financial management so they can survive during a crisis due to a pandemic. On the other hand, BMT as a financial institution requires efforts to remain resilient in the face of the Covid-19 pandemic, among internal and external factors that have a significant effect on BMT resilience are strengthening human resources, capital, management, regulatory compliance, supervision and infrastructure.

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“…Some DAR (Debt to Assets Ratio) has no significant effect on ROA. Then in another study by (Riwajanti et al 2020) stated that overcoming liquidity problems can use the funds of members and founders to maintain the sustainability of BMT. In this study, Nur Indah Riwajanti, Muhammad Muwidha, Elvyra Handayani and Apit Miharso conducted a literature research model, while this study used a case study approach.…”

Section: Introductionmentioning

confidence: 99%

Strategy of BMT Makmur Mandiri Sukoharjo in Maintaining Liquidity During the Pandemic

Athief

Rizki

Priyadika

et al. 2023

Jambura Sci. Manag.

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The purpose of this study was to find out what steps were taken by BMT Makmur Mandiri Sukoharjo in maintaining liquidity during the Pandemic Covid-19. The researcher uses a qualitative research type and the approach used is a case study, research that explores individuals, groups, institutions, and so on within a certain time. Data were collected by interviewing the BMT management, observing the institution, and collecting the necessary documentation. Based on this research, it shows that the way BMT Makmur Mandiri Sukoharjo maintains smoothness and balance between income and expenditure is by cutting less important needs, including development costs that must be canceled as well as promotional budgets that must be trimmed and saving funds to maintain liquidity of BMT Makmur Mandiri Sukoharjo.

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Bagaimana meningkatkan keberlanjutan Baitul Maal wat Tamwil (BMT)?

Cited by 3 publications

References 0 publications

Analysis of The Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer to Peer Lending in Indonesia with Satisfaction As an Intervening Variable

Analysis of The Influence of Attitudes and Perceptions on Decisions to Use Sharia Fintech Peer to Peer Lending in Indonesia with Satisfaction As an Intervening Variable

Pengaruh Resiliensi Baitul Maal Wa Tamwil, Inklusi dan Literasi Keuangan Terhadap Resiliensi Usaha Mikro Selama Covid-19

Strategy of BMT Makmur Mandiri Sukoharjo in Maintaining Liquidity During the Pandemic

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