Bank Wakaf Mikro Usaha Mandiri Sakinah: Pemberdayaan Ekonomi Perempuan Universitas Aisyiyah Yogyakarta

Dewanti, Chandra Mahardika Putri; Supriyanto, Supriyanto; Saputro, M. Endy

doi:10.22515/jfib.v3i2.2970

Cited by 7 publications

(8 citation statements)

References 11 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…Kebanyakan penelitian tentang BWM terkait dampak BWM dalam pengaruh perekonomian, seperti penelitian yang dilakukan oleh Dewanti et al, (2016) dan Zayanie et al, (2019). Maka, penelitian tentang sejauh mana niat nasabah menggunakan produk pembiayaan pada BWM dengan mencakup pengetahuan, religiusitas dan sikap menjadi penting untuk dilakukan.…”

Section: Pendahuluanunclassified

Pengetahuan dan Religiusitas Terhadap Niat Nasabah Menggunakan Produk Pembiayaan Pada Bank Wakaf Mikro

Rizki Yati,

Purwanto,

Nur Alfianto

2023

arbitrase

View full text Add to dashboard Cite

This study aims to analyze the impact of knowledge and religiosity on customers' intentions to use financing products at BWM. This type of research is quantitative research using data collection techniques through questionnaires. The population of this research is BWM Syubbanul Wathon Maslahah Magelang customers. The research sample is BWM Syubbanul Wathon Maslahah Magelang customers using 136 customers. The data analysis technique uses the multivariate statistical method of Structural Equation Modeling (SEM) using Particle Least Square (PLS) and is calculated through the Warp PLS 6.0 computer program. The sampling technique used purposive sampling. The results of this study are that there is a positive influence of knowledge and religiosity on financing intentions at BWM.

show abstract

Section: Pendahuluanunclassified

Pengetahuan dan Religiusitas Terhadap Niat Nasabah Menggunakan Produk Pembiayaan Pada Bank Wakaf Mikro

Rizki Yati,

Purwanto,

Nur Alfianto

2023

arbitrase

View full text Add to dashboard Cite

show abstract

“…Some research reported that microfinance institutions significantly impact women empowerment programs (Fitri et al, 2020;Izdihar & Widiastuti, 2020). Some investigations also examined the pattern of economic empowerment through Micro Waqf Banks (Arfin, 2021;Dewanti et al, 2021). Meanwhile, none of these analyses comprehensively focused on the realization of women empowerment through Islamic microfinance institutions in Indonesia.…”

Section: 2mentioning

confidence: 99%

“…Third is the provision of assistance or the distribution of funds to customers. BWM is an alternative that can be further improved to boost small and micro-economic development, as well as have an impact on the productive ability of women in decision-making (Dewanti et al, 2021). Najmudin et al (2019) examined the effect of BWM products such as ijarah, wakalah bil ujrah, and pesantren on women economic empowerment.…”

Section: Women Economic Empowerment Through Micro Waqf Banksmentioning

confidence: 99%

Women's Economic Empowerment Through Sharia Micro-Finance Institutions In Indonesia: A Qualitative Research

2022

View full text Add to dashboard Cite

Women's empowerment has become an agenda that has recently been put forward and has become one of the essential agendas in sustainable development. One of the common problems women micro-enterprises face is the difficulty of accessing sources of capital. Islamic microfinance institutions are an alternative that can be utilized by women micro-enterprises in Indonesia to overcome the challenges in accessing business capital. This research uses a qualitative approach to study literature and in-depth interviews. The literature study was conducted by selecting relevant papers by accessing the Google Scholar database using the keywords “women empowerment” AND “Islamic microfinance” OR “Islamic microfinance”. The search time range is limited to the last 5 years, namely 2017 to 2022. The literature search results found 19 relevant papers. 4 sharia microfinance institutions are reported to run women's empowerment programs, namely sharia cooperatives, Baitul Mal Wat Tamwil, Zakat Management Organizations, and Micro Waqf Banks. The results of interviews with 20 lecturers of Islamic Economics strengthen the role of Islamic microfinance institutions in women's empowerment programs in Indonesia.

show abstract

“…The majority of studies on BWM are related to the impact of BWM on the economy, as research conducted by Zayanie et al, (2019) Yeubun et al, (2021), Dewanti et al, (2021) and Apriliawan et al, (2021). Thus, research on the extent to which the application of joint liability-based financing in preventing the occurrence of non-performing financing is important to do.…”

Section: Scheme Of Bank Wakaf Mikromentioning

confidence: 99%

Joint Liability Based Financing To Prevent Non-Performing Financing In Bank Wakaf Mikro

Purwanto¹,

Ghofur

Abdullah

2022

IJIBEC

View full text Add to dashboard Cite

The Indonesian government has made various efforts to reduce it, one of which is establishing a Micro Waqf Bank. The focus of the establishment of the Bank Wakaf Mikro is to empower the poor by providing assistance and providing microfinance for productive activities. Interesting to assess is the financing mechanism applied, namely joint liability. The purpose of this study is to examine whether joint liability-based financing can prevent non-performing financing. Data were collected from 215 respondents from Micro Waqf Bank customers in Magelang Regency. Data analysis was carried out statistically by using Structural Equation Model (SEM) Partial Least Square. The results show that joint liability-based financing has a significant effect on preventing non-performing financing. This means that joint liability based on Bank Wakaf Mikro can prevent defaults or non-performing financing. This means that joint liability based on the distribution of fund financing by Bank Wakaf Mikro can prevent defaults or non-performing financing. Problem financing in joint liability-based financing can be prevented because of the necessity of forming a group when applying for financing, so prospective customers will choose group members who have integrity and can be trusted.

show abstract

Bank Wakaf Mikro Usaha Mandiri Sakinah: Pemberdayaan Ekonomi Perempuan Universitas Aisyiyah Yogyakarta

Cited by 7 publications

References 11 publications

Pengetahuan dan Religiusitas Terhadap Niat Nasabah Menggunakan Produk Pembiayaan Pada Bank Wakaf Mikro

Pengetahuan dan Religiusitas Terhadap Niat Nasabah Menggunakan Produk Pembiayaan Pada Bank Wakaf Mikro

Women's Economic Empowerment Through Sharia Micro-Finance Institutions In Indonesia: A Qualitative Research

Joint Liability Based Financing To Prevent Non-Performing Financing In Bank Wakaf Mikro

Contact Info

Product

Resources

About