2022
DOI: 10.26668/businessreview/2022.v7i3.510
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Determinants of Community Decisions To Lend Money To Loaners

Abstract: Purpose: To meet the needs of the public, the government has provided an official financial institution, which is subject to a certain series of administrations with all the calculations. The problem is that not all community members understand access to finance at these financial institutions. There are Islamic banking, BMT, and Sharia KSPPS, but in borrowing money they choose moneylenders. This problem is influenced by the ease of borrowing money from moneylenders, which are more flexible and the method of p… Show more

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Cited by 3 publications
(8 citation statements)
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“…Preferences (X1), Business Motivation (X2), and Education Level (X3) are the independent variables. Next, we can observe the operating variables as follows: Then to analyze the data, the author builds a regression model that comes from various studies that can be used as references, including research (Adisti, 2021;Zayanie et al, 2019); (Ali et al, 2020) (Soemitra et al, 2022) and (F. Sungkawaningrum et al, 2022), as for the research design as follows:…”
Section: Methodsmentioning
confidence: 99%
See 3 more Smart Citations
“…Preferences (X1), Business Motivation (X2), and Education Level (X3) are the independent variables. Next, we can observe the operating variables as follows: Then to analyze the data, the author builds a regression model that comes from various studies that can be used as references, including research (Adisti, 2021;Zayanie et al, 2019); (Ali et al, 2020) (Soemitra et al, 2022) and (F. Sungkawaningrum et al, 2022), as for the research design as follows:…”
Section: Methodsmentioning
confidence: 99%
“…because the log approach is simpler in interpretation and logs can eliminate common statistical problems such as heteroscedasticity (Ramadani et al, 2016) The test uses two sides with a significance threshold of 5% to examine the validity and reliability of the data that have been gathered, and the author's questionnaire instrument is then put to the test. Observe the model (F. Sungkawaningrum et al, 2022) by using the following formula:…”
Section: Methodsmentioning
confidence: 99%
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“…According to (Bielich-Salazar, 2009), informal transport operators must work daily for their income because they do not have an assured profit, according to (Sungkawaningrum, Hartono, Holle, Gustiawan, Siskawati, Hasanah & Andiyan, 2022) not all the population understand the needs to access to finance programs, so they do not request it. If they do not work one day, they do not receive any money.…”
Section: Distribution Of Informal Vehicle Stopsmentioning
confidence: 99%