A finance and credit specialist is a unique profession that involves a significant number of activities that need to be carried out in order to obtain the desired socio-economic effect. The possibility of this process is an adequate professional culture, which is formed at the stage of their preparation. Therefore, the purpose of this study is to form the professional culture of future specialists in finance and credit in higher educational institutions. The object of the study is the professional culture of future financiers in the framework of the educational process. To achieve the set goals, the article defines a scientific task, which is to model the ways of forming the professional culture of future specialists in finance and credit in higher educational institutions. The article presents and describes in detail which methods served to achieve the goals. The scientific and practical value of the results of the study is presented through the formed model of the formation of the professional culture of future specialists in finance and credit in higher educational institutions. Each stage of the formation of the professional culture of future specialists in finance and credit in higher educational institutions is characterized. It has been proved that further scientific attention should be focused on the study of the practical effectiveness of the system for the formation of a professional culture of future specialists in finance and credit.