Faktor Faktor Yang Mempengaruhi Tabungan Mudharabah Pada Bank Umum Syariah (Bus) Di Indonesia Tahun 2018 – 2019

Abstract

This study aims to examine and analyze the factors that affect the amount of easy-to-use savings savings. Thesefactors are the Profit Sharing Rate, Liquidity, Bank Size and Number of Bank Offices. The object of this research is all Islamic Commercial Banks (BUS) that report their Financial Statements to the Monetary Services Authority, with an observation period for the first quarter of 2018 to the fourth quarter of 2019. The sampling method uses the Census method, namely the entire available population is sampled and there are 14 Sharia Commercial Banks. Data analysis using multiple linear regression. The results of the study found that the Profit Sharing Rate has no effect, Liquidity has a significant negative effect, while the Bank Size and Number of Bank Offices have a significant positive effect on the Total Mudharabah Deposits.

Determination of Mudharabah Savings at Sharia Commercial Banks in Indonesia

“…According to Rahmayanti & Sharina (2017) and Putricia et al (2021), the profit sharing rate has a significant influence on the amount of savings mudharabah. On the contrary, according to Aini et al (2021), the amount of profit sharing has no significant effect on savings mudharabah. The research by Batubara & Nopiandi (2020) shows inflation has a positive influence on savings mudharabah.…”

Faktor yang Mempengaruhi Tabungan pada Bank Umum Swasta Nasional di Provinsi Bali

“…Faktor mempengaruhi keputusan nasabah pada tabungan mudharabah bank umum syariah periode 2015-2019 Di Indonesia (Maryati et al, 2022) 3. Faktor faktor yang mempengaruhi tabungan mudharabah pada bank umum syariah (bus)di indonesia tahun 2018 -2019(Aini et al, 2021)…”