Literasi Keuangan Dan Perencanaan Keuangan Pada Dana Pendidikan Anak

Rita, Maria Rio; Santoso, Benny

doi:10.24912/je.v20i2.157

Cited by 15 publications

(17 citation statements)

References 3 publications

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“…High level of financial literacy leads to high-quality financial planning compared to financial literacy at a moderate or low level (Boon et al, 2011). In the case of a child's education fund, a high level of financial literacy is inversely proportional to the quality of financial planning (Rita & Santoso, 2017). Hence, the hypothesis of this study is: H1: There is a relation between the level of basic financial literacy and financial planning.…”

Section: Hypothesis Development Relationship Between Basic and Advancmentioning

confidence: 92%

The Relationship between Basic and Advanced Financial Literacy Index and Lecturer Financial Planning

Soejono¹,

Mendari²

2020

JDM

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Aims of this study are to discover the way lecturers in Palembang manage their financial planning and to analyze the relationship between the financial literacy index and financial planning. The data of this study were analyzed by conducting descriptive analysis and using the pearson correlation coefficient in the testing a hypothesis. Respondents in this study were as many as 153 people. For collecting data, a survey has been conducted by sending questioners. Based on the survey, generally, lecturers in Palembang have implemented the steps of their financial planning and debt management in a good way, and that the lecturers recognize the importance of insurance, but, the survey also pointed out that the lecturers do not have a piece of sufficient knowledge to determine a particular product of insurance that suits their need. The investment activity of the lecturers is considered lacking since most of the lecturers have no plan on preparing pension funds and inheritance of their own despite their knowledge of the importance of preparing them. It has been figured out that there is a relation between basic financial literacy and financial planning. Advanced financial literacy also has a relation to financial planning. This study implicates that a good understanding of financial literacy related to improvement in financial planning so that it needs a bigger effort from the respondents for improving their awareness on the importance of financial planning.

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Section: Hypothesis Development Relationship Between Basic and Advancmentioning

confidence: 92%

The Relationship between Basic and Advanced Financial Literacy Index and Lecturer Financial Planning

Soejono¹,

Mendari²

2020

JDM

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“…The mutual understanding and knowledge-sharing among people will enforce the findings of the solutions to common issues in financial literacy to make significant social and business change through fostering the process of mutual learning. In addition, Lusardi and Mitchell (2014) there have been quite a number of studies to measure Lusardi's financial literacy rates, [4] for various roles, such as students, Rita & Santoso research sample from housewives [5]. Zahroh (2014) examined the level of financial knowledge, personal financial attitudes, and personal financial behavior of management students of the economics and business faculties in semester 3 and 7th semester, showing the results of differences in behavior between students in semester 3 and 7 [6].…”

Section: Research Backgroundmentioning

confidence: 99%

“…Zahroh (2014) examined the level of financial knowledge, personal financial attitudes, and personal financial behavior of management students of the economics and business faculties in semester 3 and 7th semester, showing the results of differences in behavior between students in semester 3 and 7 [6]. Rita and Santoso [5] conducted a study among 100 housewives who lived in Kelurahan Sidorejo Lor, Salatiga, and the results of the financial literacy level obtained in the planning of children's education funds was high. [5]…”

Section: Research Backgroundmentioning

confidence: 99%

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Analysis of the Effectiveness of Financial Education for Small and Medium Enterprises to Increase Financial Literacy (Preliminary Study: A Small Business Enterprise in Bandung)

Malinda¹,

Harianti²,

Tjandra³

et al. 2020

Proceedings of the 8th International Conference on Entrepreneurship and Business Management (ICEBM 2019) UNTAR

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Financial education is very important to everyone including financial education on Small Business Enterprise (SBE). This preliminary study revealed that financial education can increase financial literate significantly. Using Financial Fitness Quiz built by O'Neill, there were different results before and after the training on financial planning for business and personal purpose. Among 32 participants before training, the summary of Insurance & Estate Planning and Credit Shopping, participants gave very low score which was less than 20 points, which means that they needed a lot of help to manage their finance. About Financial Management: Saving/Investing, their score was less than 40, which was categorized in financial difficulties. On contrast, after the training there was significantly different result in form of the increase of Financial Literate.

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“…Financial management skills need to be applied in everyday life and prepare for future needs. Especially the educational needs of children which require early financial management planned (Rapih, 2007;Rita &Santoso, 2015). The better financial management, the better will be someone's personal financial management (Yushita, 2017), taking credit (Tsalitsa, 2016) and avoiding someone from consumptive behavior (Kusumaningtyas&Sakti, 2017).…”

Section: Introductionmentioning

confidence: 99%

Fillecya (Financial Literacy) Board: Analysis of Media Development Needs from the Teacher’s Perspective in Understanding Financial Literacy Early

Cerya¹,

Tasman²,

Rahmi³

2020

Proceedings of the 4th Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-2 2019)

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Fillecya (Financial Literacy) Board adopts the idea of financial literacy education for the community, where the need for people to have better knowledge, confidence, and skills in financial management, where experts believe that financial literacy knowledge is significantly related to individual financial behavior of consumers. The important point in this research is how to teach financial literacy early on to children as the pillars of national development. One reliable alternative strategy in teaching children is through games, where children learn while playing and education will enter naturally. This research emphasizes the Fillecya Board as a medium for early financial literacy education. Scientifically, the Fillecya Board will have a positive contribution to scientific development in the field of financial literacy which is in line with the times. On the other hand, Fillecya also acts as a place for learning while playing for children and a means to train decision making. From the social aspect, fillecya will be able to increase solidarity between children and train healthy competition. By using the Research and Development research approach by using the Four-D model, namely define, design, develop and disseminate. For the first year, the results of this study show that all teachers which is this research respondent felt the need to develop financial literacy learning media. This is considered necessary because so far the direct instruction method has not been able to make students understand about the material and need more time to achieve this learning goal.The results of this study indicate that more interactive media are needed in this study, one of which is fillecya.

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Literasi Keuangan Dan Perencanaan Keuangan Pada Dana Pendidikan Anak

Cited by 15 publications

References 3 publications

The Relationship between Basic and Advanced Financial Literacy Index and Lecturer Financial Planning

The Relationship between Basic and Advanced Financial Literacy Index and Lecturer Financial Planning

Analysis of the Effectiveness of Financial Education for Small and Medium Enterprises to Increase Financial Literacy (Preliminary Study: A Small Business Enterprise in Bandung)

Fillecya (Financial Literacy) Board: Analysis of Media Development Needs from the Teacher’s Perspective in Understanding Financial Literacy Early

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