Perencanaan  Keuangan Pribadi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Papua

Usman, Sarah; Suruan, Ted M

doi:10.29407/nusamba.v5i2.14673

Cited by 8 publications

(8 citation statements)

References 2 publications

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“…Salah satunya perencanaan keuangan pribadi perlu dilakukan oleh mahasiswa. Hasil penelitian mengenai perencanaan keuangan pribadi mahasiswa menunjukkan bahwa kontrol dalam diri mahasiswa dan besarnya pendapatan mahasiswa tidak memengaruhi mahasiswa dalam melakukan perencanaan keuangan pribadi (Lewar, 2020). Sebagai generasi muda yang sangat berdekatan dengan kecanggihan teknologi dan http://ejournal.bsi.ac.id/ejurnal/index.php/ecodemica media sosial.…”

Section: Pendahuluanunclassified

Perencanaan Keuangan Pribadi dalam Persiapan Menghadapi Ancaman Resesi Ekonomi 2023

Prasetio

Hariyani²

2023

ECODEMICA

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Prediction the world economy will facing brink economic recession 2023 is phenomenon marked by symptoms simultaneous increase in benchmark interest rates carried out from several central banks in the world. Threat recession encourages every individual, including students, to be able carry out personal financial planning properly and wisely. Research purpose was to describe students perceptions personal financial planning in preparation for the threat economic recession 2023. The research method used was descriptive qualitative with sample 200 respondents. With data analysis using score interpretation. Results this research indicate that students already know the importance emergency funds preparation for the threat economic recession. However, students personal financial planning is still low, reflecting low preparation for the threat economic recession 2023. Interpretation this research the low level of student awareness in cultivating habit of saving, not being able to make savings and not preparing budget and recording income and expenses. The novelty in research use topic regarding personal financial planning by students at the conditions COVID-19 pandemic and preparations economic recession. And the other novelty indicators used describing personal financial planning.

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Section: Pendahuluanunclassified

Perencanaan Keuangan Pribadi dalam Persiapan Menghadapi Ancaman Resesi Ekonomi 2023

Prasetio

Hariyani²

2023

ECODEMICA

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“…Perencanaan keuangan yang kurang efektif dapat disebabkan oleh faktor meningkatnya biaya hidup di mana hal ini juga menjadi kekhawatiran bagi geprek generation di Indonesia. Menurut (Usman & Suruan, 2020) selain kontrol diri pendapatan individu juga memengaruhi suatu perencanaan keuangan.…”

Section: Pendahuluanunclassified

Mengungkap Peran Mental Accounting dalam Pengelolaan Keuangan Geprek Generation

Melia,

Yantiana

2023

jpak

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This study aims to understand how mental accounting plays a role in the financial management of geprek generation who have limited finances but have dependents in the family and how social pressure affects this. This research applies a qualitative method with a phenomenological approach through in-depth interviews. The condition of the geprek generation requires individuals to be wiser in managing their finances but the development of the digital world with flexing content can be an influence on personal financial planning. The results showed that in financial management by the geprek generation, there is a mental accounting process as a self-control on their decisions. In addition, the mental accounting process occurs in the allocation of finances assigned to certain account items such as decisions on self rewarding decisions. With the application of mental accounting, there is a better decision-making process in financial management.

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“…Penelitian terhadap Gen Z yang dilakukan oleh beberapa peneliti berikut (Albertus et al, 2020;Krishna et al, 2007;Lukmanto, 2014;Margaretha & Pambudhi, 2015;Putri & Lestari, 2019;Usman & Suruan, 2020) menyatakan bahwa tidak banyak Gen Z yang membuat perencanaan keuangan untuk diri mereka.…”

Section: Tinjauan Literatur Dan Hipotesis 141 Perencanaan Keuanganunclassified

Financial Planning for Millennials and Gen-Z (Study of Millennials and Gen-Z Financial Behavior)

Susanto

Setiawan²,

Ariyanto³

2022

ULTIMA Management

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- Covid19 pandemic made many people lose their jobs, and many have no enough savings, so that they had to reduce their living standards. This should not happen if they did financial planning. The aim of this research to look for factors affecting interest in financial planning adoption by Millennials and Z generation. Exploratory investigation is used to identify the research problem, objectives, and framework. Quantitative approach, is used to process data from 100 respondents, using SmartPLS to test the proposed hypothesis. The result shows that level of financial planning literacy and benefit expectancy, had a significant effect on the adoption of financial planning, and on the positive attitude towards financial planning. In addition, Millennials and Z have high enough expectations that financial planning will provide well-being; and there is no mediation effect of Attitude Towards Financial Planning. As a conclusion, Millennials and Generation Z have not done adequate financial planning to ensure to meet their future living needs, such as the need to marry, have children, buy a house, continue their education, and emergency funds. Financial planning literacy and the expectation of the benefits are the factors that most influence the adoption of financial planning by millennials and Generation Z. Keywords: Financial Planning Literacy; Financial Health Examination; UTAUT; Social Influence; Facilitating Condition

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Perencanaan Keuangan Pribadi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Papua

Cited by 8 publications

References 2 publications

Perencanaan Keuangan Pribadi dalam Persiapan Menghadapi Ancaman Resesi Ekonomi 2023

Perencanaan Keuangan Pribadi dalam Persiapan Menghadapi Ancaman Resesi Ekonomi 2023

Mengungkap Peran Mental Accounting dalam Pengelolaan Keuangan Geprek Generation

Financial Planning for Millennials and Gen-Z (Study of Millennials and Gen-Z Financial Behavior)

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