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The purpose of this study is to identify potential retail state sukuk as part of state bonds that are used to replace foreign debt and lower the government's budget deficit. This study is important because the government's budget deficit continues to rise each year due to the increase of foreign debt. The increase in the debt itself is closely related to exchange rate fluctuations. Therefore, it is important for the government to develop a relatively secure funding in facing exchange rate fluctuations as well as parts of interest rate. The government has developed state securities based on sharia (SBSN) which can be used not only to close finance deficit but also to alternatively finance the infrastructure development. The population consists of budget deficit, retail state sukuk, corporate sukuk, and foreign debt. It uses purposive sampling to get the sample during 2009 -2015. This research uses descriptive quantitative method of secondary data published by Bank Indonesia, ministry Finance and Jakarta Islamic Index. The result shows that the proportion of retail state sukuk against sharia state securities increases over time (over 50%) but the proportion of corporate sukuk numbers is still relatively small (below 25%).

Poverty is a multidimensional problem since it is not only an economic problem but also a social, political and even cultural problem. The purpose of this research is to identify the determinant factor of social poverty in the mountain region of Talegong Subdistrict. The research type is quantitative descriptive with field survey method. The analysis technique using descriptive statistics and the sample is determined by purposive random sampling. The concept of social poverty uses BPS and Chambers indicators. Respondents interviewed were village heads, LPMDes, community leaders and communities in seven villages in Talegong sub-district. Based on the results of observations and interviews with respondents, there are four determinants of social poverty in Talegong sub-district: the factor of poverty itself, abandonment, alienation & remoteness and vulnerable to natural disasters. While three other factors such as physical, mental and social neglect factors; social impairment factor  and behavioral deviation from religious and community norms, and factors of victims and physical, mental and social violence were not found in Talegong sub-district.

Abstract. The purpose of this research is to study about the influence of Islamic value and Islamic work ethics to the work performance of employee of small enterprises in Bandung City. This research was the deductive quantitative. The samples were 350 employees that determined by proportional way. Using SEM, Estimation sshows that the Islamic value did not direcly influence on work performance. The Islamic value influences on work performance through Islamic work ethics. This mean that in order to improve job performance of small enterprises, the government and the others did not only concern to material aspect but also start to consider the Islamic moral and spiritual value in assistance programs. Therefore, to improve the performance of small businesses, the parties concerned are not only seen from the material aspect alone but also should start to consider the moral and spiritual aspects of an attempt to establish the character of personal servants of Islam. Keywords: Islamic Value, Islamic Work Ethic, Job Performance Abstrak.Tujuan dari penelitian ini untuk mengetahui pengaruh dari nilai agama Islam dan etika kerja Islam terhadap kinerja pegawai usaha kecil di Kota Bandung. Jenis penelitian adalah deduktif kuantitatif dengan sampel 350 pegawai yang ditentukan secara proporsional. Hasil estimasi dengan model SEM menunjukkan nilai agama Islam secara statistik tidak terbukti berpengaruh langsung terhadap kinerja. Tetapi nilai agama Islam berpengaruh positif terhadap kinerja pegawai usaha kecil di Kota Bandung melalui implementasi etika kerja Islam. Artinya pemahaman atas nilainilai agama akan terimplementasi dalam etika kerja seorang individu yang kemudian akan berpengaruh pada hasil kerjanya. Oleh karena itu, untuk meningkatkan kinerja usaha kecil, pihak-pihak yang berkepentingan tidak hanya melihat dari aspek material semata tetapi juga harus mulai memertimbangkan aspek moral dan spiritual sebagai upaya untuk membangun pribadi pegawai yang berkarakter Islam.