Financial well-being refers to one's overall satisfaction with their current financial condition, and it plays a significant part in young adults' overall success as well as their ability to overcome psychological health concerns. It has become a crucial concern for individuals, households, societies, and countries in recent years, yet research on the subject is sparse and dispersed among fields. As a result, the current research assessed an empirical financial wellbeing model based on Malaysian young adults' financial knowledge, financial socialization, financial behavior and financial strain. A multi stage random sampling method was performed to draw a representative sample of Malaysian young adults, and 651 duly filled responses were received through the self-administered questionnaire. As stated by the multiple regression results, 16.1% of the total variance of financial well-being was clarified by the model. All four financial well-being determinants examined (financial knowledge, financial socialization, financial behavior, financial strain) were revealed significant, and only financial strain had a negative relationship with financial well-being. Therefore, current study has both the theoretical and practical contributions, and offers experts with actionable insights regarding the determinants of young adults' financial well-being when designing policies to uplift their financial well-being over time.

This paper was to analyse the voice of stakeholders on key elements for peace education curriculum objectives for Malaysian higher education system as a contribution to the progressive effort on fostering interactions among multiracial community. The larger focus of the study is to develop a peace education curriculum model based on an intercultural context that can be applied at the tertiary level. The model was developed based on Tyler’s Model (Tyler, 1949). The model proposed four domains which were the objectives of the curriculum, curriculum content, and implementation and evaluation. However, this paper only focuses on elements of the curriculum objectives which is also the instrumental domain for curriculum development. Fuzzy Delphi technique and Interpretive structural modelling (ISM) were employed. The findings of model consisted of 19 Objective curriculum elements. All proposed objective elements generated through literature review were accepted by the stakeholders and the four highest agreeable elements were “To create in the learner the knowledge of the concept of peace and conflict”, “To nurture respect for and appreciation of differences”, “To enable students to acquire a sense of belonging towards a larger society, and to empathize and relate with individuals from other groups within that society”, and “To create in the learner, the knowledge of national identity”. The outcome has reflected on the three important dimensions of knowledge and value. The skill dimension was ranked lower, as response to stakeholder views that the importance of knowledge and value (concept of peace, respect, sense of belonging and national identity) should be first inculcated and followed with other skills. The outcome of the study would implicate in the systematic structuring of peace building among the multi-cultural society through peace education.

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The issue of zakat on income has been discussed by scholars since those days of sahabah and tabi'in until today. Among the issues are hawl (lapse of a year), nisab (the capability line for zakat contribution) and al-hawa'ij al-asliyyah (basic needs). For the case of al-hawa'ij alasliyyah, the practice of zakat institution in Malaysia is to directly convert the exempted amount of personal, spouse and children, which is similarly performed by Lembaga Hasil Dalam Negeri (LHDN). The practice has raised a question among scholars. They argue whether the exempted amounts are exactly representing the costs of al-hawa'ij al-asliyyah which are required by shariah. Thus, this paper aims to explore the discussion of shariah on al-hawa'ij al-asliyyah with the specific items which has been conferred in classical fiqh and investigate the suitable items which is currently customized in daily life. The study applied a library research methodology by gathering the data from classical fiqh which investigated the opinions of scholars across of four major mazahib. The analysis of the data was done through content analysis and only the selected opinion was considered. The study found that the Hanafi Jurists among those scholars who strongly propagate the inclusion of Hawa'ij al-Asliyyah in zakat calculation. The idea is about to serve the meaning of being wealthy and rich where the group has first to fulfill their basic need before paying the zakat, the study also found that the suitable amount to be exempted for al-hawa'ij al-asliyyah should be referred to the standard used in calculating the CPI (Consumer Price Index) as for the current application in Malaysia. The amount should be flexible in order to cater the unexpected need such as hospitality, education and others.

Zakat plays a significant role in Muslim community as an agent in alleviating the poverty. The calculation of zakat payment depends of the calculation of nisab, which is the least amount of zakatable items of a Muslim wealth in one circle year. The zakat is an obligatory duty to a Muslim once the amount of wealth reaches the least level of nisab. This study aims to analyze the relationship between the niṣāb amount changes and the poor indication in Malaysia. This is based on the discussion of the contemporary scholars, who claimed that the price fluctuation in the world market impacts the amount of niṣāb of zakāt. Relatively, it could affect the poor once the price dropped. Therefore, the comparative analyses of the annually niṣāb and poverty line income data from 1993 to 2015 identifies that there is a significant correlation between the facts. Accordingly, it is an alert to the zakāt institution to take a precautionary step in preventing this situation.