AbstrakUMKM merupakan sektor yang mampu memperluas lapangan kerja dan meningkatkan pertumbuhan ekonomi tetapi masih menghadapi kendala dalam mengakses kredit perbankan. Penelitian ini bertujuan menganalisis perbedaan kinerja pengrajin logam yang menerima kredit perbankan, sebelum dan sesudah menerima kredit perbankan. Kinerja pengrajin logam dilihat dari tingkat pendapatan bersih. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian kuantitatif. Penelitian ini menggunakan data primer. Data primer diperoleh dari hasil wawancara langsung dengan 16 pengrajin logam di Desa Pasir Wetan Kecamatan Karanglewas Kabupaten Banyumas yang mendapatkan kredit perbankan. Metode analisis yang digunakan dalam penelitian ini adalah analisis uji perbedaan. Dalam penelitian ini digunakan  Uji Wilcoxon. Hasil penelitian menunjukkan bahwa terdapat perbedaan kinerja yang signifikan antara sebelum dan sesudah menerima kredit perbankan. Keberadaan kredit perbankan memberikan manfaat bagi pengembangan UMKM logam di Desa Pasir Wetan Kecamatan Karanglewas Kabupaten Banyumas, dimana kinerja pengrajin logam mengalami peningkatan. Kredit perbankan diperlukan oleh pengrajin logam di Desa Pasir Wetan untuk mengatasi masalah keterbatasan modal yang dimiliki dalam upaya pengembangan usaha pengolahan logam. Langkah-langkah yang dapat dilakukan oleh pemerintah terkait upaya meningkatkan akses UMKM terhadap modal adalah dengan memberikan insentif-insentif dan mendesain ulang berbagai program kredit yang telah ada.Kata kunci: UMKM; Kinerja; Kredit Bank; Strategi Pengembangan UMKM AbstractMSME is a sector that is able to expand employment opprtunities and increase economic growth but still faces obstacles in accessing bank credit. This research aimed to analyze the performance difference of metal craftsmen receiving bank credit, before and after receiving bank credit. The performance of metal craftsmen can be seen from net income level. The research method used in this study was a quantitative research method. This research used primary data. Primary data was obtained from direct interview with     16 metal craftsmen who receive bank credit in Pasir Wetan Village Karanglewas Sub-District Banyumas Regency who receive bank credit. The analysis method used in this research was statistical differences testing. In this study, the Wilcoxon Test was used. The result indicated that there was a significant difference before and after receiving bank credit. The existence of bank credit provided benefits for the development of MSME metal in Pasir Wetan Village, Karanglewas Sub-District, Banyumas Regency, in which the performance of metal craftsmen has increased. Bank credit was required by metal craftsmen in Pasir Wetan Village to overcome the problem of limited capital in developing the metal processing business. The measures that can be taken by the government related to efforts to improve MSME access to capital are to provide incentives and redesign existing credit programs.Keywords: MSMEs; Performance; Bank Credit; MSMEs Development Strategy

This study aimed to determine appropriate strategies and policies for empowerment of duck farming business in Brebes Sub-District, Brebes Regency. The method of this study was survey using stratified random sampling with the sample size of 52 laying duck farmers. Data taken in the form of primary and secondary data were analyzed using SWOT analysis. The result indicated that duck farming business did not have Economic Institutions, it was an individual, dependent and unprofessional business because it depended on the middlemen. It can be said that duck farming business in Brebes Regency was a livestock labor business. The strategies and policies for empowerment of duck farming business in Brebes sub-district Brebes Regency included the provision of livestock area facility, waste management, capital, livestock management and development of marketing centers for processed duck meat and eggs products.Keywords: Duck, Institution, Cooperation, Strategy, Policy.

The short-term goal of this research is to create export training models for students in the Economic and Business Faculty (FEB) of Jenderal Soedirman University. While the long-term goal is to create the capabilities of an entrepreneur in the export field (exportpreneur) for graduates of the Economic and Business Faculty and students in others faculties. This study used a qualitative approach with qualitative descriptive and triangulation methods. The expected output is to formulate an effective curriculum and learning media for the export training model at Jenderal Soedirman University. The results show the interest in entrepreneurship of FEB students is fairly high level, with a total average of 95.6%. This shows the tendency for FEB students to be interested in entrepreneurship by agreeing with the statements on the questionnaire and indicating a high interest in running a business. The suitable export training model for students is an interactive training model, which can provide an experience for students, and is adapted to technological developments, which is a blended training method using website media and mobile apps.