This research was conducted at the Konawe Islands Sub-Branch of Southeast Sulawesi Bank. This research is whether the financial performance of the Konawe Islands Sub-Branch Sultra Bank using the CAMEL (Capital, Asset, Management, Earning and Liquidity) method is in a healthy predicate? Therefore, the goal to be achieved is to determine the financial performance of the Konawe Islands Sub-Branch Sultra Bank using the CAMEL method. This study uses quantitative and qualitative methods using a comparative approach, because the data used are in the form of numbers. The results showed that the financial performance of the Konawe Islands Sub-Branch of Southeast Sulawesi in terms of solvency (CAR) in 2019 was 5.21% healthy and in 2020 it was 38.62% unhealthy. In terms of the Quality of Earning Assets (KAP), it is healthy, namely 3.96% in 2019 and 4.09% in 2020. From a healthy Net Profit Margin (NPM), in 2019 it was 67.78% and in 2020 it was 63.08%. In terms of profitability (ROA) according to healthy BI standards, in 2019 it was 6.99% and in 2020 it was 5.03%. Meanwhile, in terms of liquidity and profitability, the Bank's financial performance is not healthy, both BOPO and LDR ratios. The BOPO ratio in 2019 was 185.61% and in 2020 it was 177.23%. The value of the LDR ratio in 2019 was 161.41% and in 2020 it was 139%, because it exceeded BI standards and was unable to utilize existing assets to obtain maximum profit and did not perform costs well.
This study aims to determine the influence of compensation on employee performance at the Fialia Farma Pharmacy Kendari. The number of respondents in this study were 7 people. The sampling technique uses census technique. Data analysis techniques were performed using simple linear regression. The results of this study indicate that compensation influences the performance of employees who work at the Fialia Farma Pharmacy Kendari.
The Effect of Service Quality and Price on Customer's Decision to Use The Services of Bunda Rida Salon. Thesis, Management Study Program, Faculty of Economics and Business. Guide I: Mr. H.Muh.Zabir Zainuddin, and Mentor II: Mr. Suyuti HM. This research aims to find out the influence of service quality and price on customer decisions to use the services of Salon Bunda Rida. To achieve these goals, qualitative and quantitative data, data collection techniques are used with observations, interviews, and documentation. The population in this study is a customer of Salon Bunda Rida. The samples in this study used multivariate analysis (correlation or multiple regression), then the number of sample members was at least 10 times the variables studied (independent + dependent). In this study there are 2 independent variables and 1 dependent variable (there are 3 variables), then 3 x 10 = 30. So the number of samples in this study is as many as 30 respondents. . The data was collected through questionnaires and analyzed using multiple linear regression analyses and using hypothesis tests, i.e. partial t tests and simultaneous F tests. The results of the analysis showed that there was a significant and positive influence between the quality of service and price on the decisions of customers, both partially and simultaneously.
Program kemitraan masyarakat ini dilaksanakan pada unit mitra usaha pengolahan jambu mete desa Mabodo Kecamatan Kontunaga Kabupaten Muna Provinsi Sulawesi Tenggara, dengan tujuan untuk: (1) meningkatkan produktivitas usahatani dan nilai tambah aneka produk olahannya, (2) peningkatan pengetahuan dan keterampilan masyarakat terhadap teknologi pengolahan jambu mete, (3) penciptaan kesempatan kerja, (4) meningkatkan pendapatan petani serta devisa negara. Jambu mete sebagai komoditi eksport dan produk unggulan daerah Sultra secara nasional luasnya 22,46% dan berada diperingkat kedua setelah NTT (32,26%), yang dalam 5 tahun terakhir produktivitasnya menurun. Hal ini disebabkan oleh faktor umur tanaman tua, lahan terlantar, petani kekurangan pangan dan terjebak dalam lingkaran spiral berbahaya atau kemiskinan (Poverty traps). Sasaran PKM adalah untuk perbaikan; (1) penanganan biji gelondong, (2) metode pengolahan mete, (3) manajemen pemasaran. Pendekatan PKM ; (1) metode technology tranfer, (2) metode entrepreneurship capacity building. Hasil PKM adalah (1) penataan ruang penanganan bahan baku biji mete gelondong, (2) bintek perbaikan alat pengolah pengkacipan kulit biji mete gelondong dengan metode pengukusan, (3) bintek manajemen produk kacang mete dan klasifikasi size serta pengemasan, (4) bintek diversifikasi produk kacang mete, size mete goreng dan pengemasan, (5) bintek diversifikasi produk kacang mete, (6) manajemen kewirausahaan kacang mete telur dan kopi mete metode bauran produk 5P. Hasil analisis kinerja PKM adalah membentuk spirit kewirausahaan Aneka usaha kacang mete dan industri pengolahan produk unggulan daerah skala UMKM.
This study aims to determine the financial performance of the savings and loan cooperatives Karya Samaturu Kendari City. The type of research used in this research is quantitative. The data processed is the financial statements of the savings and loan cooperatives of Samaturu in the 2021 Balance Sheet and Profit and Loss Report. The data collection techniques used are documentation techniques and library techniques. Technical analysis of the data used in this research is quantitative with the formula: Liquidity Ratio, Solvency Ratio, Profitability Ratio. The results showed that in general the financial performance of the Karya Samaturu Savings and Loan Cooperative, Kendari City, was good in managing the finances of the Samaturu Cooperative. This can be seen from the results of the calculation of the Liquidity Ratio categorized as very good, namely 228.5% where the standard is at a value of 200-250% (very good). The first Solvency Ratio measured using the Debt to Asset Ratio shows a good value, namely from Rp. 100.00 cooperative assets, 40.45% are financed by debt and 59.55% are financed by capital where the standard is > 40% - 50% ( good), the second Solvency Ratio measured using the Debt to Equity Ratio shows a very good value, namely every Rp. 62.94 of debt is guaranteed by Rp. 100.00 of invested capital, where the standard is at <70% (very good). And the first Profitability Ratio measured using Return on Assets shows a fairly good value, namely 5.99%, meaning that every Rp. 1.00 of total cooperative assets can generate a profit of Rp. 0.0599 where the standard is at 3% - <7% ( pretty good). The second is the Profitability Ratio measured using Return on Equity which shows a fairly good value of 11.19% meaning, every Rp. 1.00 of own capital the cooperative can generate a profit of Rp. 0.0112. Where is the standard 9% - <15% (good enough). The third is the Profitability Ratio measured using the Net Profit Margin showing an unfavorable value of 2.48%. That is, every Rp. 1.00 of income generates a net profit (SHU) of Rp. 0.0248. And is at the standard 1% - <5% (not good). Because the higher the NPM, the cooperative is considered efficient
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