No abstract

Minimnya pengatahuan masyarakat terhadap manfaat asuransi mendorong dilakukannya program pengabdian kepada masyarakat untuk Edukasi Manfaat Asuransi  Mikro Bagi Masyarakat dan Pelaku  Usaha Mikro Kecil dan Menengah di  Komunitas Ibu-Ibu Perumahan Gang Rahayu Banjarmasin.   Edukasi ini diikuti oleh 36 orang peserta yang terdiri dari  ibu-ibu komunitas di perumahan Gang Rahayu Banjarmasin mulai jam 09.00 sampai dengan jam 12.00 Wita.  Untuk lebih menyemangati peserta Edukasi diberikan beberapa souvenir bagi peserta yang beruntung mendapatkannya.   Berdasarkan hasil observasi secara langsung kegiatan  Pengabdian kepada masyarakat ini telah memberikan manfaat nyata terhadap masyarakat dan pelaku Usaha Mikro Kecil dan Menengah di komunitas ibu-ibu di perumahan Gang Rahayu Banjarmasin.  Hasil Edukasi berdampak pada peserta  yang sangat antusias mendaftar sebagai peserta asuransi BUNGKESMAS.  Metode yang digunakan dalam Edukasi ini adalah dengan pendekatan diskriptif kualitatif dengan melakukan komunikasi yang efektif melaui presentasi, diskusi dan tanya jawab secara langsun yang bersifat informa.

This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.

This research departs from the development of religious tourism in Banjar Regency which has its own charm and is often visited by local, national and international tourists is the Tomb of Sheikh Muhammad Arysad Al-Banjari or known for his book essay, namely Sabilal Muhtadin and the Tomb of Guru Sekumpul who is a charismatic cleric his era so that the purpose of this study is to analyze the multiplier effecet of religious tourism on the income of the people in the Regency Banjar. The research method used is a quantitative approach, then sampling using cluster sampling and quota sampling. In relation to the quota sampling technique, a sample of 40 respondents consisting of business actors, workers and the community was determined, while the sampling cluster was at Datu Kalampayan Tomb and Guru Sekumpul Cemetery. Data collection techniques using structured interviews and analyzed using descriptive statistics by adopting a formula from the multiplier effect known as Keynes' theory. The results showed that the value of Keynesian Local Income Multiplier, Ratio Income Multiplier has a value of >1 both Type I and II so that it has an impact on the economic development of the community.