The article offers methodical recommendations on evaluation of financial & investment and innovational potential of the region. Evaluation of innovational potential of the territory was conducted on the basis of hierarchical ranking assessments. Financial and investment potential is considered to be equal to net savings per capita. The authors view the possibility for development of financial and innovational strategy of region's development on the basis of evaluation of these potentials. The article analyzes financial & investment and innovational potentials of the regions of the Southern Federal District. On the basis of correlation of the above potentials, matrix of prioritization of financial tools of stimulation of innovative activities is offered.

The paper presents the results of research bank's in the changing conditions of their operation. It is shown that the need to assess the reliability of commercial banks in the context of applying firm's stakeholder theory. The authors created the methodological approach to the study of bank's reliability based on the calculation of the integral indicator of the bank's reliability based on the deviation of the actual values of financial and non-financial indicators of reliability from reference, from the perspective of internal and external stakeholders (Shareholders, Customers, Bank of Russia, Bank managers). The results in the analysis showed that at different phases of the economic cycle there is a dominance of certain stakeholder interests when assessing the bank's reliability. This increases the accuracy of measuring the bank's reliability at the expense of a comprehensive assessment of the affect factors, and the quality of the results used in the development

Доктор экономических наук, профессор, заведующая научно-исследовательской лабораторией регионального развития, Волгоградский институт управления-филиал Российской академии народного хозяйства и государственной службы при Президенте РФ

No abstract

b доктор экономических наук, профессор, заместитель директора Волгоградского института управленияфилиала Российской академии народного хозяйства и государственной службы при Президенте РФ,