During the global financial industry 5.0, it was easier for people to make loans both to banks or make loans online. To meet the needs of their lives, the community also no longer needs to come to the market, it is enough to press one of the applications on their respective mobile phones. The convenience of this technology gives birth to a culture of consumerism in society and people are more easily in debt. The research method used in this research is library research. This study seeks to explain to the community how important it is to control finance with the Islamic Family wealth management approach. The results suggest to families to fulfil the main points first in the order of (1) Wealth Accumulation, (2) Wealth protection, (3) Wealth purification, (4) Wealth Distribution.
Inti dari masalah ekonomi yang kita pahami selama ini adalah kebutuhan manusia yang tidak terbatas sedangkan alat pemuas kebutuhan terbatas. Para ahli ekonomi konvensional menyebutnya sebagai masalah kelangkaan. Dalam Islam masalah ekonomi Islam permasalahan ekonomi adalah ditribusi yang tidak merata. Adapun tujuan dalam penelitian ini antara lain : Mengetahaui konsep permasalahan ekonomi dalam Islam, Mengetahui perbedaan permasalahan ekonomi dalam ekonomi Islam dan konvensional, dan Mengetahui cara mengatasi permasalahan ekonomi dalam Islam. Permasalahan dalam ekonomi Islam adalah distribusi yang tidak merata sedangkan konvensional adalah kelangkaan. Solusi yang ditawarkan Islam antara lain: Masyarakat mempunyai hak khiyar. Hak khiyar adalah adalah salah satu ak bagi kedua belah pihak yang melakukan transaksi (akad) ketika terjadi beberapa persoalan dalam transaksi yang dimaksud. Hak Khiyar sendiri ada terbagi menjadi :Khiyar Tadlis (Membatalkan karanabarangnya cacat), Khiyar ‘aib (kurangnya nilai tersebut dikalangan ahli pasar. Khiyar Syarat (hakpilih) yang dijadikansyarat keduanya. Masyarakat menyelesaikannya dengan media al-shulhu (perdamaian).
Sharia banking is currently on the rise and has become a reference for people to invest their funds for various needs. For this reason, various sharia banking products must be able to be understood by the public, one of which is the application of the mudharabah contract to savings products. This article discusses the application of the Mudharabah contract to savings products at PT. Bank Syariah Mandiri KC. Prabumulih. This article uses qualitative research by collecting data through direct interviews with stakeholders at Bank Syariah Mandiri Prabumulih Branch. The results of this study are the implementation of the contract used in planning savings is the mudharabah muthlaqah contract, which is a form of cooperation between shahibul maal (fund owner), namely the customer and mudharib (fund manager), namely the bank, where the owner of the fund (shahibul maal) does not impose limits on the mudharib in determine the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.
Penelitian ini membahas mengenai Pengaruh Promosi Dan Kualitas Pelayanan Terhadap Minat Menabung Di Bank Syariah Indonesia (BSI). Adapun penelitian ini bertujuan menjelaskan pengaruh promosi dan kauliats pelayanan terhadap minat menabung. Penelitian ini menggunakan metode penelitian kuantitatif lapangan dengan metode yang digunakan dalam penelitian ini ialah uji asumsi klasi, analisis liner berganda, uji hipotesis serta metode wawancara, dokumentasi, dan menggunakan teknik pengumpulan data kuesioner, dibantu dengan program computer SPSS (Statistical Package For Social Science) Versi 26. Adapun hasil dari pnelitian ini akan dideskripsikan Berdasarkan hasil penelitian ini penerapan promosi dan kualitas pelayanan terhadap minat menabung di bank syariah Indonesia (BSI) berdasarkan hasil wawancara, dokumentasi, dan menggunakan teknik pengumpulan data kuesioner dan spss. Yang meliputi nasabah dan karyawan bank telah diterapkan dengan baik.
The perpose of this study to aim influece of ROA (return on Asset), ROE (return on equity) dan DER (Debt to equity ratio) to DR (Debt ratio) in Sharia Islamic Banking Demang Lebar Daun Palembang. Analysis of data using multiple regression analysis tools. The result of this study ROA, ROE and DER simultaneosly effect the Debt ratio, but there are no partialy effect ROA dan ROE to Debt ratio, and DER have partialy effect to debt ratio. This study focus on ROA, ROE, DER and Debt ratio. This study usefeul further reseach to discuss about capital structure. Key word : ROA (return on Asset), ROE (return on equity), DER (Debt to equity ratio) to DR (Debt ratio)
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
customersupport@researchsolutions.com
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Copyright © 2024 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.