It is widely expected that ABSTRAKMenyikapi realisasi era digital saat ini, kualitas layanan perbankan di Indonesia diharapkan semakin meningkat secara signifikan, agar mampu menjangkau seluruh lapisan masyarakat, khususnya bagi masyarakat yang tinggal di daerah 3T (Terdepan, Terluar, dan Terpencil). Namun, pada kenyataannya kualitas layanan perbankan di Indonesia saat ini masih minim dalam mengakses masyarakat yang tinggal di daerah 3T tersebut. Mencermati berbagai realita yang telah diuraikan di atas, maka melalui analisis SWOT implementasi kebijakan teknologi finansial ini, diharapkan kualitas layanan perbankan semakin dapat ditingkatkan dan dirasakan oleh seluruh lapisan masyarakat Indonesia secara riil dan para pelaku perbankan dapat memahami pengelolaan fungsi manajemen perbankan dengan tepat didasarkan pada sikap takut akan Tuhan dan menghargai sesama, dalam konteks pengelolaan aset internal maupun eksternal yang mencakup aktivitas perbankan secara holistik. Dengan demikian, tulisan ini bertujuan untuk menganalisis secara lebih mendalam mengenai kekuatan, kelemahan, peluang, dan ancaman (SWOT) implementasi teknologi finansial terhadap kualitas layanan perbankan Indonesia di era digital melalui studi literatur perbankan.Kata Kunci: teknologi finansial, layanan perbankan, kualitas layanan.
Students are image and the crown of God's creation, which students have divine attributes in them. However, because of its fall into sin the God's image has broken on students. The effects of the fall are still visible today from the high number of crimes that occur in schools. The aim of writing this paper is to find out the importance of restoring God's image and likeness to the pupil's throught teacher's role. The research method of this paper is literature review through relevant literacy sources. The teacher guides students to develop their talents and respond their calling for always radiate the love of Christ because only Christ's redemptive work absolutely helps students to return God's images. Restoration needs to occur on the basis of Christian ethics that is in accordance with Bible values. The restoration of God's image is important for the students because they are the image and likeness of God who has fallen into sin. As a teacher who guides the students, we must show the right attitude in life and according to Christian ethics in order to guide students to restore the God' Will. Students can explore the attitude of teacher's life who acts as guides.
Observing technological developments in the digital learning era with increasingly massive 21st-century skills approach in the education sector must be responded to with professional teacher competence. This study aims to analyze the extent to which the teacher's competencies in professional engagement and selecting digital sources in the teaching and learning process. The research methodology used was survey research to subject's teachers as many as 61 respondents located at Dian Harapan Karawaci School, Tangerang. Respondent data collection was carried out by filling in an online questionnaire using google form media which was analyzed qualitatively descriptively. The results showed that the three aspects of a teacher's competencies profile in the digital learning era have been achieved in a good category so that they can meet the criteria for teacher's competencies profile as expected. Even though it has reached the good category, there are two sub-aspects with supporting items that need further efforts to improve teacher competence through professional development or similar teacher training, namely DCPD-3 and DCPD-4.Keywords: Teacher, competencies, professional engagement, digital resources
<p class="abstrak">Critical thinking is one of the most important issues in education. However, based on field observation results it is found that students have low critical thinking skills. One reason is that learning activities in the classroom do not foster students’ critical thinking skills. The purpose of this research study to enhance students’ critical skills by implementing the <em>Problem-based Learning </em>(PBL) method. The research subjects were 29 grade 7 students in a junior high school in Manado. The research method used was Classroom Action Research (CAR), conducted from September 12 to November 3, 2017. The instruments used were diagnostic tests, pre-tests and post-tests, observation sheets, student interviews, checklists by observers and students, and the researcher’s reflection journal. Data results were analyzed using the descriptive qualitative method. The results showed that the implementation of the PBL method was able to enhance students’ critical thinking skills in learning math with the achievement percentage of students who passed the KKM for pre-test and post-test based on the overall data analysis result from cycle one to two showing an enhancement of 22% on the first indicator, 9% on the third indicator, and 2% on the fourth indicator. The second indicator showed no enhancement amd there was a decrease of 8% on the fifth indicator. Therefore, the PBL method is effective in enhancing students’ critical thinking skills through each stage of the method in the learning process.</p><p class="abstrak"><strong>BAHASA INDONESIA ABSTRACT: </strong>Kemampuan berpikir kritis adalah salah satu hal terpenting dalam dunia pendidikan. Namun, berdasarkan observasi di lapangan ditemukan bahwa siswa memiliki keterampilan berpikir kritis yang rendah. Salah satu penyebabnya adalah aktivitas pembelajaran di kelas tidak melatih keterampilan berpikir kritis siswa. Adapun tujuan dari penelitian ini untuk meningkatkan keterampilan berpikir kritis siswa menggunakan metode <em>Problem-based Learning </em>(PBL). Subyek penelitian adalah 29 siswa kelas VII di suatu SMP di Manado. Metode penelitian yang digunakan adalah Penelitian Tindakan Kelas (PTK), dilakukan dari September sampai dengan November 2017. Instrumen yang digunakan adalah <em>diagnostic test</em>, <em>pre-test</em> dan <em>post-test</em>, lembar observasi, wawancara siswa, <em>checklist</em>oleh pengamat dan siswa, dan jurnal refleksi peneliti. Analisis data hasil penelitian menggunakan metode deskriptif kualitatif. Hasil penelitian menunjukkan bahwa penerapan metode PBL mampu meningkatkan keterampilan berpikir kritis siswa dalam pembelajaran matematika dengan peningkatan indikator satu sebesar 22%, indikator tiga sebesar 9%, dan indikator empat sebesar 2%. Adapun untuk indikator dua tidak mengalami peningkatan dan indikator lima mengalami penurunan sebesar 8%. Dengan demikian, metode PBL terbukti efektif meningkatkan keterampilan berpikir kritis siswa melalui setiap tahapan metode dalam proses pembelajaran.</p><div><hr align="left" size="1" width="33%" /></div>
Responding to science and technology development in disruption era, universities are expected to be able provide information variety related to subject competencies that can be easily understood, integrated with Biblical Christian worldview, and applicable to students through significant and relevant learning models to face challenges disruption era in accordance with the scientific field under study. However, there are still students who have difficulty accessing and understanding the information in the field because the learning model that is applied during the lecturing process is irrelevant and not contextually related to the scientific field being studied. Based on analysis of situation above, this study aims to develop a learning model based on Biblical Christian worldview in financial principles course so that students can learn the concepts and applications systematically and contextually presented in textbooks. The research design used is educational research and development with a qualitative approach adapted from the systematic design of instruction Dick and Carey, with the research subjects as many as 58 respondents. Through this research, it is expected to contribute universities through learning model development based on Biblical Christian worldview that can help students to understand subject competencies easily, integrated with character content of religion, and applicable.
scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.
customersupport@researchsolutions.com
10624 S. Eastern Ave., Ste. A-614
Henderson, NV 89052, USA
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Copyright © 2025 scite LLC. All rights reserved.
Made with 💙 for researchers
Part of the Research Solutions Family.