The Covid-19 outbreak initially had an impact on public health and began to penetrate the economy. Almost all industries were affected which caused many layoffs to occur. The cosmetic industry has become an anomaly, the Ministry of Industry pointed out, there has been an increase in online transactions for cosmetic products by up to 80 percent during this pandemic. This study aims to analyze several variables that can increase actual purchases during the Covid-19 pandemic on halal cosmetic products. Several variables that are thought to influence the actual purchase are perceived behavioral control, attitudes, and purchase intentions. This study uses a quantitative method with a population of young adult consumers who use cosmetics in Indonesia, with a sample of 400 respondents, with non-probability quota sampling, and a questionnaire with 14 question indicators. The data analysis used is SEM-PLS analysis using SmartPLS 3.3.3. The results show that the perceived behavioral and attitude control variables affect purchase intention, while the subjective norm variable does not affect purchase intention. Purchase intention has a significant effect on actual purchases during the Covid-19 pandemic. The results of this study show that the perceived behavioral and attitude control variables have a significant effect on purchase intention, while the subjective norm variable does not affect purchase intention. This study also shows that purchase intention has a significant influence on actual purchases during the Covid-19 pandemic. The results of this study show that the perceived behavioral and attitude control variables have a significant effect on purchase intention, while the subjective norm variable does not affect purchase intention. This study also shows that purchase intention has a significant influence on actual purchases during the Covid-19 pandemic.

BTM Bina masyarakat utama (BiMU) is one of the businesses in the financial sector. The research methods used namely description and qualitative. The data based on the results of the study and annual reports of members. Economic business charityare one of the organizations' efforts for gaining of economy field goal, to ensure and to establish the religion of Islam in order to promote the economic conditions of the community, so the society can be prosperous that is blessed by God. BMT BiMU Bandar Lampung services of  finance are dominated in the trade sector, it  reach out  80% of the 14,299 members and they are in traditional markets especially at productive businesses; BTM BiMU Bandar Lampung has not been able to fulfill the minimum needs of the liquidity in Eid holiday.Financial Performance of BTM BiMU as follows: Current ratio, leverage ratio, profitability ratio result, they  are not good enough. Based on the financial performance over 2017, it can be seen that the current ratio is less than 100, the leverage ratio showed  that the value> 80 so that the debt still dominated  and ROA and ROE showed  that less than 1% , it indicates the lowest profit.   BTM Bina Masyarakat Utama (BiMU) merupakan salah satu amal usaha di bidang keuangan. Metode penelitian yang dipergunakan deskripsi dan kualitatif. Data yang diamblil berasal dari laporan tahunan saat Rapat Anggota Tahunan. Amal usaha ekonomi adalah salah satu usaha persyarikatan untuk mencapai maksud dan tujuan persyarikatan dibidang ekonomi,yakni menegakkan dan menjunjung tinggi agama Islam serta memakmurkan kondisi perekonomian masyarakat, sehingga terwujud masyarakat berpenghasilan yang diridlai Allah SWT. Pelayanan pembiayaan BMT BiMU Bandar Lampung kepada pelaku usaha didominasi di sektor perdagangan mencapai 80 % dari 14.299 anggota dan berada di pasar-pasar tradisional terutama usaha yang produktif;BTM BiMU Bandar Lampung belum dapat memenuhi kebutuhan anggota secara maksimal terutama likuiditas di hari raya idul fitri.Kinerja keuangan BTM BiMU dilihat Current ratio, leverage ratio, profitabilitas ratio hasilnya kurang bagus. Berdasarkan kinerja keuangan selama 2017 terlihat bahwa current ratio dibawah 100, leverage ratio menunjukkan nilai >80 menunjukkan bahwa hutang masih mendominasi dan ROA dan ROE menunjukkan dibawah 1 % menunjukkan keuntungan sangat rendah.

This study aims to determine innovations in the digital mobilization of cash waqf potential. The method used in this research is descriptive qualitative. To mobilize waqf, the Indonesian Waqf Education Foundation (YEWI) pioneered the formation of the ambassador Waqf as an institution that organizes training & certification of waqf consultants. Waqf ambassadors are expected to be able to educate the public to do charity digitally. The position of the ambassador for waqf is between Nazhir and Wakif. In managing cash waqf, Nazhir must cooperate with the LKS-PWU (Sharia Financial Institution Cash Waqf Recipient). Cash waqf can be made with a relatively small amount of money and collected together to meet the requirements for issuing a certificate from the LKS PWU. The profit-sharing from the waqf investment is used to finance the activities programmed by Nazir. The results of cash waqf can be used to create jobs in order to reduce unemployment, help business capital for MSMEs in need, guidance, development of education and assistance with education costs, development of public infrastructure. Innovations in mobilizing the potential for waqf need to be socialized because it can be done digitally and anytime without regional boundaries.

UMKM di Indonesia mempunyai peranan yang sangat  penting untuk perekonomian. Pasca pandemi terjadi suatu perubahan perilaku konsumsi barang dan jasa dari offline ke online. Kondisi ini mengharuskan pelaku UMKM dapat memaksimalkan manfaat dari perkembangan teknologi untuk menjual dan mempromosikan produk yang dimiliki secara online demi kelancaran usaha. Namun pada kenyataanya terdapat kendala masih  rendahnya kualitas SDM tentang digitalisasi, kurangnya pengetahuan usaha secara online hingga bagaimana memasarkan melalui platform digital dan kesiapan tenaga ahli yang belum maksimal.Untuk itu perlu adanya dukungan pemerintah dan semua pihak yang dapat membuat pelaku UMKM mampu memanfaatkan media digital dalam memasarkan produk agar dapat meningkatkan daya saing melalui sosialisasi dan pelatihan /   pendampingan  dengan praktek langsung  menggunaan teknologi digital Pendampingan menggunakan pendekatan Asset Based Community Development (ABCD) dengan memanfaatkan aset dan potensi masyarakat. Tujuannya adalah melalui Optimasi  Media Digital UMKM dapat  memanfaatkan  media digital sebagai sarana pemasaran  produk  mereka secara  berkelanjutan  sehingga menjadi produk unggulan yang dapat dipasarkan secara nasional maupun internasional secara online.